unauthorized disclosure of any PIN used to access Card funds. We may refuse to issue a
Card, refuse to register a Card, refuse to allow you to sign up for a Card, revoke or
suspend your Card privileges, or cancel your Card with or without cause or notice, other
than as required by applicable law. You cannot sell or transfer your Card to anyone else,
and it can only be used by you or someone you authorize. If you authorize anyone else to
use your Card, you are responsible for all transactions made by that person, even if they
exceed the authorization granted. You agree not to use or allow others to use an expired,
revoked, cancelled, suspended, or otherwise invalid Card.
Money On Your Card May Be Held Until a Transaction is Completed. When you use
your Card to pay for goods or services, certain merchants may ask us to pre-authorize the
transaction in advance and may estimate the final purchase amount. When you use your
Card at an ATM or for a teller cash withdrawal transaction, we generally pre-authorize
the transaction in advance (including all applicable fees). When we pre-authorize the
transaction, we will place a “hold” on your Card’s funds for the amount indicated by the
merchant, and this transaction will show as “pending” in your transaction history. We
also may add an amount for certain merchants to ensure that sufficient funds will be
available to cover the final transaction amount (such as to cover a tip at a restaurant).
Transactions at certain merchants that pre-authorize high dollar amounts, especially
rental car companies and hotels, may cause a “hold” on your available balance for up to
90 days. You will not be able to use the money on your Card that is “on hold.” We will
release any remaining amount when the transaction finally settles.
Other Rights & Obligations Regarding Errors, Unauthorized Transfers, Failure to
Make Transfers, and Preauthorized Payments
In Case of Errors or Questions About Your Card. Telephone us at (888) 285-4169 or the
number on the back of your Card, or write to us at: Customer Care, P.O. Box 5100,
Pasadena, California 91117 as soon as you can, if you think an error has occurred in your
Card account. If writing us, a Transaction Dispute Form is available for your convenience
at www.turboprepaidcard.com. We must allow you to report an error until 60 days after
the earlier of: (i) the date you electronically accessed your account, provided the error
could be viewed in the electronic history; or (ii) the date we sent the FIRST written
history on which the error appeared. You may request a written history of your
transactions at any time by calling (888) 285-4169 or the number on the back of your
Card or by writing us at: Written History Request, P.O. Box 5100, Pasadena, California
91117. When notifying us, you will need to tell us: (i) your name and Card number; (ii)
why you believe there is an error and the dollar amount involved; and (iii) approximately
when the error took place. If you tell us orally, we may require that you send us your
complaint or question in writing within 10 business days.
We will determine whether an error occurred within 10 business days after we hear from
you and will correct any error promptly. If we need more time, however, we may take up
to 45 days to investigate your complaint or question. If we decide to do this, we will
provide a provisional credit to your Card within 10 business days for the amount you
think is in error, so that you will have the use of the value during the time it takes us to