I. TYPE OF MORTGAGE AND TERMS OF LOAN Please leave blank until you have reviewed this with your loan representative.
II. PROPERTY INFORMATION AND PURPOSE OF LOAN
A. SUBJECT PROPERTY ADDRESS - Enter the property street address, city, state, and zip code.
B. NUMBER OF UNITS - Enter the number of units for this property (e.g., 1 = single family house, condominium or townhouse; 2 = duplex).
C. LEGAL DESCRIPTION OF SUBJECT PROPERTY - Enter the legal description (lot, block and subdivision; metes and bounds; or registered land survey). Include
the county, if known.
D. YEAR BUILT - Enter the month and year the improvement to the real estate was built.
E. PURPOSE OF LOAN - Check the box next to your purpose for obtaining the loan.
F. PROPERTY WILL BE - Check the appropriate box as to whether the real estate being financed will be your primary residence, secondary residence or investment
property.
Complete items G through L if this loan involves Construction or Construction-Permanent financing.
G. YEAR LOT ACQUIRED - Enter month and year you acquired the lot.
H. ORIGINAL COST - Enter the original cost of the lot.
I. AMOUNT EXISTING LIENS - Enter the amount of existing money owed on the lot, if any.
J. PRESENT VALUE OF LOT - Enter the present value of the lot.
K. COST OF IMPROVEMENTS - Enter the cost of improvements already made to the lot and/or the estimated cost of any improvements to be made to the lot.
L. TOTAL (a + b) - Add the figures of line J and K.
Complete items M through Q if this loan involves a refinancing of an existing loan.
M. YEAR ACQUIRED - Enter the month and year you acquired the property.
N. ORIGINAL COST - Enter the original cost of obtaining the property.
O. AMOUNT EXISTING LIENS - Enter the amount of existing money owed on the property.
P. PURPOSE OF REFINANCE - Enter your reason for requesting this loan.
Q. DESCRIBE IMPROVEMENTS - Enter the nature and estimated cost of any improvements made or to be made to the property.
R. TITLE WILL BE HELD IN WHAT NAME(S) - Enter exactly how you want your name(s) to appear on the deed of trust/mortgage deed.
S. MANNER IN WHICH TITLE WILL BE HELD - Enter how you want to hold title to the property (e.g., as joint tenants or as tenants in common).
T. ESTATE WILL BE HELD IN - Check the “Fee Simple” box if your interest in the property was acquired through a deed. If you acquired or will be acquiring your
interest through a lease, check the “Leasehold” box and show the year your leasehold interest in the property will expire.
U. SOURCE OF DOWN PAYMENT, SETTLEMENT CHARGES - Show your source(s) for the down payment required to purchase the property and show your
source(s) of payment for settlement charges. Disclose any subordinate financing you will use to purchase the property.
III. BORROWER INFORMATION (Complete the following information for the Borrower and all Co-Borrowers)
A.
BORROWER’S NAME - Enter your complete legal name.
B. SOCIAL SECURITY NUMBER - Enter your social security number.
C. HOME PHONE - Enter your complete home phone number.
D. DATE OF BIRTH - Enter your date of birth.
E. YEARS OF SCHOOL - Enter the number of years of schooling. Begin with grade one of elementary school.
F. MARITAL STATUS - Check box next to your present marital status.
G. DEPENDENTS - List the number and age(s) of your dependents. Do not list any dependent that also will be listed by another borrower for this loan.
H. PRESENT ADDRESS - Enter your complete present address. Include your mailing address, if different from your present address.
I. OWN OR RENT - Check box to show whether you own or rent your present residence.
J. NUMBER OF YEARS - Enter the number of years you have lived at your present address.
Complete the remainder of this section only if you have been residing at your present address for less than two years. You must list all your residences for the past two
years. Use the continuation sheet on the back of this application if you need more space. Enter the information requested, using the instructions found in Section III H-J.
IV. EMPLOYMENT INFORMATION (Complete the following information for the Borrower and all Co-Borrowers)
A.
NAME AND ADDRESS OF EMPLOYER - Enter the name and complete address of your Employer.
B.
SELF-EMPLOYED - Check this box if you are self-employed.
C.
YEARS ON THIS JOB - Enter the number of years you have been employed by this employer.
D.
YEARS EMPLOYED IN THIS LINE OF WORK/PROFESSION - Enter the number of years you have been employed in this line of work.
E.
POSITION/TITLE/TYPE OF BUSINESS - Enter your position or title with your employer and the type of business.
F.
BUSINESS PHONE - Enter your complete business phone number.
Complete the remainder of this section only if you have been employed at your present job for less than two years or if you are currently employed in more than one
position. Enter the information requested using the instructions found in Section IV A-F.
V. MONTHLY INCOME AND COMBINED HOUSING EXPENSE INFORMATION (Complete the following information for the Borrower and all Co-Borrowers.
Add the Borrower and Co-Borrower amounts together to give you your figures for the total column.)
Gross Monthly Income
A.
BASE EMPLOYMENT INCOME - Enter your monthly income.
B.
OVERTIME - Enter your monthly overtime income.
C.
BONUSES - Enter your monthly bonus income.
D.
COMMISSIONS - Enter your monthly commission income.
E.
DIVIDEND/INCOME - Enter your monthly dividend or interest income.
F.
NET RENTAL INCOME - Enter your monthly net rental income.
G. OTHER - Enter any other monthly income. Any figure entered in this column must be described in the area below.
H. TOTAL - Enter your total monthly income. Add each column to figure Borrower, Co-Borrower and Combined total monthly income.
I. DESCRIBE OTHER INCOME - Describe your source of income for amounts you listed on line G of this section. Indicate with a “B” or a “C” if the income is from
the Borrower or the Co-Borrower.
Uniform Residential
Loan Application
Instructions for completing
Lender:
YOU CAN USE THIS INSTRUCTION SHEET TO HELP YOU COMPLETE THE ATTACHED APPLICATION. ONCE YOU HAVE COMPLETED THE
APPLICATION, SIMPLY RETURN IT TO YOUR LENDER AT THE ADDRESS LISTED ABOVE.
**Joint Credit Acknowledgement: Please sign here to acknowledge that you intend to apply for joint credit.
Combined Monthly Housing Expenses
In the “Present” column, enter the information with regards to your existing primary residence. Your loan representative will complete the “Proposed”
column.
(page 1 of 2)
IMPORTANT APPLICANT INFORMATION: Federal law requires financial institutions to obtain sufficient information to verify your identity. You may be asked several
questions and to provide one or more forms of identification to fulfill this requirement. In some instances we may use outside sources to confirm the information. The
information you provide is protected by our privacy policy and federal law.
VI. ASSETS AND LIABILITIES
ASSETS
A. COMPLETED JOINTLY/NOT JOINTLY - Check the box that describes how assets and liabilities are related to the Borrower and Co-Borrower. Check “Jointly” if
both applicants’ assets and liabilities will be disclosed by completion of this section. Check “Not Jointly” if only the Borrower’s or the Co-Borrower’s assets will be
disclosed by completion of this section. The box must be checked “Jointly” if the Co-Borrower is a spouse.
B. CASH DEPOSIT TOWARD PURCHASE - Enter the name of the person or the company holding the earnest money that will be used for the purchase of the subject
property.
C. CASH OR MARKET VALUE - Enter the amount of this cash deposit.
D.
LIST CHECKING AND SAVINGS ACCOUNTS - Enter name and mailing address of any bank, savings and loan, or credit union where you have an account.
E. ACCOUNT NUMBER - Enter your account number.
F. DOLLAR AMOUNT - Enter the cash value of the account.
G. STOCK AND BONDS - Enter the name and address of your Broker.
H. DOLLAR AMOUNT - Enter the cash value for each listed item.
I. LIFE INSURANCE/NET CASH VALUE - Enter your present net cash value of all your life insurance policies. This amount is what you may borrow against your
life insurance policy.
J. FACE AMOUNT - Enter the death benefit value of your life insurance policy.
K. SUBTOTAL LIQUID ASSETS - Enter the total amount of all items you have listed as assets.
L. REAL ESTATE VALUE - Enter the value of all real estate listed on “Schedule of Real Estate Owned” on page 3 of this application.
M. VESTED INTEREST IN RETIREMENT ACCOUNT - Enter the amount of your retirement account.
N. NET WORTH OF BUSINESS(ES) OWNED - Enter the net worth of any business(es) you own.
O. AUTOMOBILES OWNED - Enter the year and make of each automobile you own.
P. DOLLAR OR MARKET VALUE - Enter the market value of each automobile you own.
Q. OTHER ASSETS - List any other assets that you own.
R. DOLLAR AMOUNT - Enter the value of these other assets.
S. TOTAL ASSETS - Enter the total value of listed assets.
LIABILITIES
T. NAME AND ADDRESS - Enter the name and mailing address of each company to whom you owe a debt.
U. ACCOUNT NUMBER - Enter the number of your account.
V. PAYMENT, REMAINING MONTHS - Enter your monthly payment on each debt and the number of months remaining to pay off this debt.
W. UNPAID BALANCE - Enter remaining debt balance on each account.
X. ALIMONY/CHILD SUPPORT - Enter the name of the person receiving alimony, child support or separation maintenance payments from you.
Y. DOLLAR AMOUNTS - Enter the monthly amounts of these alimony, child support or separation maintenance payments.
Z. JOB RELATED EXPENSES - Enter any expenses that are related to your job (e.g., child care, union dues, professional fees).
AA. DOLLAR AMOUNT - Enter the monthly dollar amount of these job related expenses.
AB. TOTAL MONTHLY PAYMENTS - Enter the total amount of all listed monthly payments.
AC. TOTAL LIABILITIES - Enter the total of all remaining unpaid balances.
AD. NET WORTH - Enter the figure derived from subtracting total liabilities from total assets.
AE. SCHEDULE OF REAL ESTATE OWNED - Enter complete property address of all property you own.
AF. STATUS OF PROPERTY - For each property listed, show its current status; “S” if sold, “PS” if presently listed for sale, and “R” if the property is currently being
rented or will be rented.
AG. TYPE OF PROPERTY - Enter what type of property you own (e.g., condominium, townhouse, single family detached, etc.).
AH. PRESENT MARKET VALUE - Enter the present market value of the property.
AI. AMOUNT OF MORTGAGE AND LIENS - Enter the total amount of all liens against this property.
AJ. GROSS RENTAL INCOME - Enter the total amount of rental income received from this property.
AK. MORTGAGE PAYMENTS - Enter the monthly principal and interest payment for each lien on this property.
AL. INSURANCE, MAINTENANCE, TAXES AND MISC. - Enter the monthly dollar amount you pay for insurance, maintenance, taxes and any miscellaneous expense
associated with this property.
AM. NET RENTAL INCOME - Subtract mortgage payments, insurance, taxes, maintenance, and miscellaneous costs from the gross rental income to derive your net
rental income.
AN. COLUMN TOTALS - Add each column and enter the total.
AO. ADDITIONAL NAME FOR CREDIT - List any other names under which you have previously received credit, along with the creditor’s name and your account
number.
VII. DETAILS OF TRANSACTIONS - Your loan representative will complete this section.
VIII. DECLARATIONS
Answer “Yes” or “No” to each question, as appropriate. If you answer “Yes” to any of these questions, include an explanation of the “Yes” answer with your application.
For example, if you answer “Yes” to declaring bankruptcy within the past 7 years, include:
-
A letter explaining why it was necessary to file bankruptcy.
- A certified copy of the “discharge from bankruptcy.”
- A certified copy of petition showing assets and liabilities involved.
IX. ACKNOWLEDGMENT AND AGREEMENT
A. SIGNATURE AND DATE - Sign and date form after reading the statement contained in Section IX.
X. INFORMATION FOR GOVERNMENT MONITORING
Complete this section should you wish to furnish this information to the Federal Government.
A. DO NOT WISH TO FURNISH - Check this box if you do not want to furnish the race/national origin and sex information.
B. ETHNICITY - Check appropriate box.
C. RACE - Check appropriate box.
D. SEX - Check appropriate box.
E. TO BE COMPLETED BY INTERVIEWER - Your loan representative will provide this information.
XI. CONTINUATION SHEET - PAGE 4
Enter Borrower and Co-Borrower name. Use this space for answers to the application that required additional explanation. Sign and date the bottom of the form.
(page 2 of 2)
Uniform Residential Loan Application
___________________________________________________________________________________________________________________________________________________________________
This application is designed to be completed by the applicant(s) with the Lender’s assistance. Applicants should complete this form as “Borrower” or “Co-Borrower,” as applicable. Co-Borrower
inf
ormation must also be provided (and the appropriate box checked) when the income or assets of a person other than the Borrower (including the Borrower’s spouse) will be used as a basis for loan
qualification or the income or assets of the Borrower’s spouse or other person who has community property rights pursuant to state law will not be used as a basis for loan qualification, but his or her
liabilities must be considered because the spouse or other person has community property rights pursuant to applicable law and Borrower resides in a community property state, the security property is
located in a community property state, or the Borrower is relying on other property located in a community property state as a basis for repayment of the loan.
If this is an
application for joint credit, Borrower and Co-Borrower each agree that we intend to apply for joint cre
dit (sign below):
________________________________ _________________________________________
Borrower Co-Borrower Email Address
I. TYPE OF MORTGAGE AND TERMS OF LOAN
Mortgage
Applied for:
VA Conventional Other (explain):
FHA USDA/Rural
Housing Service
Agency Case Number Lender Case Numb
er
Amount
$
Interest Rate
%
No. of Months
Amortization Type:
Fixed Rate
GPM
Other (explain):
ARM (type):
II. PROPERTY INFORMATION AND PURPOSE OF LOAN
No. of Units
Subject Property Address (street, city, state & ZIP)
Legal Description of Subject Property (attach description if necessary) Year Built
Purpose of Loan Purchase Construction Other (explain):
Refinance Construction-Permanent
Proper
ty will be:
Primary Residence Secondary Residence Investment
Complete this line if construction or construction-permanent loan.
Year Lot
Acquired
Original Cost
$
Amount E
xisting Liens
$
(a) Present Value of
Lot
$
(b) Cos
t of Improvements
$
Tota
l (a + b)
$
Complete this line if this is a refinance loan.
Year
Acquired
Original Cost
$
Amount E
xisting Liens
$
Purpos
e of Refinance Describe Improvements
Cost: $
made
to be made
Estate will be held in:
Fee Simple
Title will be held in what Name(s) Manner in which Title will be held
Source of Down Payment, Settlement Charges, and/or Subordinate Financing (explain)
Leasehold
(show
expiration date)
Borrower III. BORROWER INFORMATION Co-Borrower
Borrower’s Name (include Jr. or Sr. if applicable) Co-Borrower’s Name (include Jr. or Sr. if applicable)
Social Security Number Home Phone
(incl. area code)
DOB (mm/dd/yyyy) Yrs. School Social Security Number Home Phone
(incl. area code)
DOB (mm/dd/yyyy) Yrs. School
Dependents (not listed by Co-Borrower) Dependents (not listed by Borrower) Married Unmarried (include
Separated single, divorced, widowed)
no. ages
Marri
ed Unmarried (include
Separated
single, divorced, w
idowed)
no. ages
Present Address (street, city, state, ZIP) Own Rent ____No. Yrs. Present Address (street, city, state, ZIP) Own Rent ____No. Yrs.
Mailing Address, if different from Present Address Mailing Address, if different from Present Address
If residing at present address for less than two years, complete the following:
Former Address (street, city, state, ZIP) Own Rent ____No. Yrs. Former Address (street, city, state, ZIP) Own Rent ____No. Yrs.
Borrower IV. EMPLOYMENT INFORMATION Co-Borrower
Yrs. on this job Yrs. on this job Name & Address of Employer Self Employed
Yrs. employed in this
line of work/profession
Nam
e & Address of Employer Self E
mployed
Yrs. employed in this
line of work/
profession
Position/Title/Type of Business Business Phone (incl. area code) Position/Title/Type of Business Business Phone (incl. area code)
If employed in current position for less than two years or if currently employed in more than one position, complete the following:
Fannie Mae Form 1003 Uniform Residential Loan Application
Freddie Mac Form 65 ITEM 7300BF
Page 1 of 5
✔
$0.00
0.00
0
✔
0.00
Borrower IV. EMPLOYMENT INFORMATION (cont’d) Co-Borrower
Dates (from – to) Dates (from – to) Name & Address of Employer Self Employed
Monthly Income
$
Nam
e & Address of Employer Self Employed
Monthly Income
$
Position/Title/Type of Business Business Phone
(incl. area code)
Position/Title/Type of Business Business Phone
(incl. area code)
Dates (from – to) Dates (from – to) Name & Address of Employer Self Employed
Monthly Income
$
Nam
e & Address of Employer Self E
mployed
Monthly Income
$
Position/Title/Type of Business Business Phone
(incl. area code)
Position/Title/Type of Business Business Phone
(incl. area code)
V. MONTHLY INCOME AND COMBINED HOUSING EXPENSE INFORMATION
Gross
Monthly Income Borrower Co-Borrower Total
Combined Monthly
Housing Expense Present Proposed
Base Empl. Income* $ $ $ Rent $
Overtime First Mortgage (P&I) $
Bonuses Other Financing (P&I)
Commissions Hazard Insurance
Dividends/Interest Real Estate Taxes
Net Rental Income Mortgage Insurance
Homeowner Assn. Dues Other (before completing,
see the notice in “describe
other income,” below)
Othe
r:
Total
$ $ $
Total
$ $
* Self Employed B
orrower(s) may be required to provide additional documentation such as tax returns and fina
ncial statements.
Describe Other Income Notice: Alimony, child support, or separate maintenance in
come need not be revealed
if the Borrower (B) or Co-Borrower (C) does not choose to have it considered
for repayi
ng this loan.
B/C Monthly Amount
$
VI. ASSETS AND LIABILITIES
This Statement and any applicable supporting schedules may be completed jointly by both married and unmarried Co-Borrowers if their assets and liabilities are sufficiently joined so that the Statement
can be meaningfully and fairly presented on a combined basis; otherwise, separate Statements and Schedules are required. If the Co-Borrower section was completed about a non-applicant spouse or other
person, this Statement and supporting schedules must be completed about that spouse or other person also.
Completed Jointly Not Jointly
ASSETS
Description
Cash or
Market Value
Cash deposit toward
purchase held by:
$
Liabilities and Pledged Assets. List the creditor’s name
, address, and account number for all outstanding debts, including
automobile loans, revolving charge accounts, real estate loans, alimony, child support, stock pledges, etc. Use
continuation sheet, if necessary. Indicate by (*) those liabilities, which will be satisfied upon sale of real estate owned or
upon refinancing of the subject property.
LIABI
LITIES Monthly Payment &
Months Left to Pay
Unpaid Balance
List checking and savings accounts below
Name and address of Company
$ Monthly Payment Amount $
Name and address of Bank, S&L, or Credit Union
Acct. no.
Acct. no. $ Name and address of Company $ Monthly Payment Amount $
Name and address of Bank, S&L, or Credit Union
Acct. no.
Acct. no. $ Name and address of Company $ Monthly Payment Amount $
Name and address of Bank, S&L, or Credit Union
Acct. no.
Fannie Mae Form 1003 Uniform Residential Loan Application
Freddie Mac Form 65 ITEM 7300BF
Page 2 of 5
#
of Months left to Pay
#
of Months left to Pay
#
of Months left to Pay
$ 0.00
0.00
0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
0.00
$ 0.00
$ 0.00
VI. ASSETS AND LIABILITIES (cont’d)
Acct. no. $ Name and address of Company $ Monthly Payment Amount $
Name and address of Bank, S&L, or Credit Union
Acct. no.
Acct. no. $ Name and address of Company $ Monthly Payment Amount $
Stocks & Bonds (Company name/
number & description)
$
Acct. no.
$ Name and address of Company
$ Monthly Payment Amount
$
Life insurance net cash value
Face amount: $
Subtotal Liquid Assets
$
Real estate owned (enter market value
from schedule of real estate owned)
$
Vested interest in retirement fund $
Net worth of business(es) owned
(attach financial statement)
$
Acct. no.
$
Alimony/Child Support/Separate
Maintenance Payments Owed to:
$
Automobiles owned (make
and year)
$ Job-Related Expense (child care, union dues, etc.) $
Other Assets (itemize)
Total Monthly Payments $
$
Total Liabilities b.
$
Total Assets a.
$
Net Worth
(a minus b)
►
Schedule of Real Estate Owned (If additional properties are owned, use continuation sheet.)
Property Address (enter S if sold, PS if pending sale or R
if rental being held for income)
▼
Type of
Property
Present
Market Value
Am
ount
of Mortgages
& Liens
Gross
Rental I
ncome
Mortgage
Paym
ents
Insuranc
e,
Maintenance,
Taxes & Misc.
Net Rental
Inco
me
$ $ $ $ $ $
Totals $ $ $ $ $ $
List any additional names under which credit has previously been received and indicate appropriate creditor name(s) and account number(s):
Alterna
te Name
Creditor Name Account Numb
er
VII. DETAILS OF TRANSACTION VIII. DECLARATIONS
Borrower Co-Borrower
a. Purchase price $
If you answer “Yes” to any questions a through i,
please use continuation sheet for explanation.
Yes No Yes No
b. Alterations, improvements, repairs
a. Are there any outstanding judgments against you?
c. Land (if acquired separately)
b. Ha
ve you been declared bankrupt within the past 7 years?
d. Refinance (incl. debts to be paid off) c. Have you had property foreclosed upon or given title
or deed in lieu thereof in the last 7 years?
e. Estimated prepaid items
d. Ar
e you a party to a lawsuit?
f. Estimated closing costs
g. PMI, MIP, Funding Fee
h. Discount (if Borrower will pay)
i. Total costs (add items a through h)
e. Have you directly or indirectly been obligated on any
loan which resulted in foreclosure, transfer of title
in lieu of foreclosure, or judgment?
(This would include such loans as home mortgage loans, SBA loans, home
i
mprovement loans
, educational loans, manufactured (mobile) home loans, any
mortgage, financial obligation, bond, or loan guarantee. If “Yes,” provide
details, including date, name, and address of Lender, FHA or VA case number,
if any, and reasons for the action.)
Fannie Mae Form 1003 Uniform Residential Loan Application
Freddie Mac Form 65 ITEM 7300BF
Page 3 of 5
#
of Months left to Pay
# of Mon
ths left to Pay
$ 0.00
$ 0.00
$ 0.00
$ 0.00
$ 0.00
0.00
0.00
0.00
0.00
0.00
0.00
$0.00
VII. DETAILS OF TRANSACTION VIII. DECLARATIONS
Borrower Co-Borrower
If yo
u answer “Yes” to any questions a through i,
please use continuation sheet for explanation.
Yes No Yes No
j. Subordinate financing
k.
Borrower’s closing costs paid
by Seller
f. Are you presently delinquent or in default on any Federal debt or any
other loan, mortgage, financial obligation, bond, or loan guarantee?
If “Yes,” give details as described in the preceding question.
l. Other Credits (explain)
g. Are you obligated to pay alimony, child support, or
separate maintenance?
h.
Is any part of the down payment borrowed?
Loan amount (exclude PMI, MIP,
Funding Fee financed)
i. Are you a co-maker or endorser on a note?
m.
------------------------------------------------------------------------------------
j. Are y
ou a U.S. citizen?
n. PMI, MIP, Funding Fee financed
k. Are you a permanent resident alien?
o. Loan amount (add m & n)
l. Do you intend to occupy the property as your primary residence?
If “Yes,”
complete question m below.
p.
Cash from/to Borrower (subtract j, k, l &
o from i)
m.
Have you had an ownershi
p interest in a property in the last three years?
(1) What type of property did you own—principal residence (PR),
second home (SH), or investment property (IP)?
(2) How did you hold title to the home—solely by yourself (S),
jointly with your spouse (SP), or jointly with another person (O)?
______
______
______
______
IX. ACKNOWLEDGEMENT AND AGREEMENT
Each of the undersigned specifically represents to Lender and to Lender's actual or potential agents, brokers, processors, attorneys, insurers, servicers, successors and assigns and agrees and acknowledges
that: (1) the information provided in this application is true and correct as of the date set forth opposite my signature and that any intentional or negligent misrepresentation of this information contained in
this application may result in civil liability, including monetary damages, to any person who may suffer any loss due to reliance upon any misrepresentation that I have made on this application, and/or in
criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States Code, Sec. 1001, et seq.; (2) the loan requested pursuant to this application (the
"Loan") will be secured by a mortgage or deed of trust on the property described in this application; (3) the property will not be used for any illegal or prohibited purpose or use; (4) all statements made in
this application are made for the purpose of obtaining a residential mortgage loan; (5) the property will be occupied as indicated in this application; (6) the Lender, its servicers, successors or assigns may
retain the original and/or an electronic record of this application, whether or not the Loan is approved; (7) the Lender and its agents, brokers, insurers, servicers, successors, and assigns may continuously
rely on the information contained in the application, and I am obligated to amend and/or supplement the information provided in this application if any of the material facts that I have represented herein
should change prior to closing of the Loan; (8) in the event that my payments on the Loan become delinquent, the Lender, its servicers, successors or assigns may, in addition to any other rights and
remedies that it may have relating to such delinquency, report my name and account information to one or more consumer reporting agencies; (9) ownership of the Loan and/or administration of the Loan
account may be transferred with such notice as may be required by law; (10) neither Lender nor its agents, brokers, insurers, servicers, successors or assigns has made any representation or warranty,
express or implied, to me regarding the property or the condition or value of the property; and (11) my transmission of this application as an "electronic record" containing my "electronic signature," as
those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or my facsimile transmission of this application containing a facsimile of my signature, shall be as
effective, enforceable and valid as if a paper version of this application were delivered containing my original written signature.
Acknowledgement.
Each of the undersigned hereby acknowledges that any owner of the Loan, its servicers, successors and assigns, may verify or reverify any information contained in this application or
obtain any information or data relating to the Loan, for any legitimate business purpose through any source, including a source named in this application or a consumer reporting agency.
Borrower’s Signature
X
Date Co-Borrower’s Signature
X
Date
X. INFORMATION FOR GOVERNMENT MONITORING PURPOSES
The following information is requested by the Federal Government for certain types of loans related to a dwelling in order to monitor the lender's compliance with equal credit opportunity, fair housing and
home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. The law provides that a lender may not discriminate either on the basis of this information,
or on whether you choose to furnish it. If you furnish the information, please provide both ethnicity and race. For race, you may check more than one designation. If you do not furnish ethnicity, race, or
sex, under Federal regulations, this lender is required to note the information on the basis of visual observation and surname if you have made this application in person. If you do not wish to furnish the
information, please check the box below. (Lender must review the above material to assure that the disclosures satisfy all requirements to which the lender is subject under applicable state law for the
particular type of loan applied for.)
BORROWER I do not wish to furnish this
information CO-BORROWER I do not wish to furnish this information
Ethnicity: Hispanic or Latino Not Hispanic or Latino Ethnicity: Hispanic or Latino Not Hispanic or Latino
Race: American Indian or Asian Black or African American
Alaska Native
Nat
ive Hawaiian or White
Other P
acific Islander
Race: American Indian or Asian ˜ Blac
k or African American
Alaska Native
Nat
ive Hawaiian or White
Other P
acific Islander
Sex: Female Male Sex: Female Male
Interviewer’s Name (print or type)
Interviewer’s Signature Date
To be Completed by Loan Loan Originator
This application was taken by:
Face-to-fac
e
inter
v
iew
Mai
l
Tel
e
ph
on
e
In
t
e
r
n
et
Interviewer’
s Ph
one Number (incl. area code)
Name and Address of Interviewer’s Employer
Fannie Mae Form 1003 Uniform Residential Loan Application
Freddie Mac Form 65 ITEM 7300BF
Page 4 of 5
$ 0.00
$ 0.00
Fannie Mae Form 1003 Uniform Residential Loan Application
Freddie Mac Form 65 ITEM 7300BF
(10/2009)
Page 5 of 5
CONTINUATION SHEET/RESIDENTIAL LOAN APPLICATION
Borrower: Agency Case Number:
Use this continuation sheet if you need more
space to complete the Residential Loan
Application. Mark B f or Borrower or C for
Co-Borrower.
Co-Borrower: Lender Case Number:
______________________________________________________________________________________________________________________________________________
I/We fully understand that it is a Federal crime punishable by fine or imprisonment, or both, to knowingly make any false statements concerning any of the above facts as applicable under the provisions
of Title 18, United States Code, Section 1001, et seq.
Borrower’s Signature
X
Date Co-Borrower’s Signature
X
Date
Submit
Print
