If this Contract is for a consumer purpose, then this Contract is consumer paper.
charge finance charges on the unpaid balance at
agree to pay this Contract according to the payment schedule and late charge provisions
shown in the Truth-In-Lending Disclosure. You also agree to pay any additional amounts
according to the terms and conditions of this Contract.
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OR-103-ARB 10/10/2015
RETAIL INSTALLMENT CONTRACT
Seller Name and Address Buyer(s) Name(s) and Address(es)
Summary
No.
Date
Business, commercial or agricultural purpose Contract.
Truth-In-Lending Disclosure
Annual Percentage Rate
The cost of your credit as a yearly
rate.
Finance Charge
The dollar amount the credit will
cost you.
Amount Financed
The amount of credit provided to
you or on your behalf.
Total of Payments
The amount you will have paid
when you have made all scheduled
payments.
Total Sale Price
The total cost of your purchase on
credit, including your down
payment of
.$
%
$ $ $ $
Payment Schedule. Your payment schedule is:
No. of Payments Amount of Payments When Payments are Due
$
$
$
Security. You are giving us a security interest in the Property purchased.
Late Charge. If all or any portion of a payment is not paid within 10 days of its due date, you will be charged a late charge of 5% of the unpaid amount of the payment due.
Prepayment. If you pay off this Contract early, you will not have to pay a penalty.
Contract Provisions. You can see the terms of this Contract for any additional information about nonpayment, default, any required repayment before the scheduled date, and
prepayment refunds and penalties.
Description of Property
Year Make Model Style Vehicle Identification Number Odometer Mileage
New
Used
Demo
Other:
Description of Trade-In
Conditional Delivery
Agreement will no longer control after the assignment is accepted. If there are any
conflicts between the terms of the Agreement and the Contract, the terms of this Contract
will apply.
. The Agreement is part of this Contract. The
Sales Agreement
% per year from the date of this Contract
Payment. You promise to pay us the principal amount of
$ plus finance charges accruing on the unpaid
balance at the rate of
until maturity. After maturity, or after you default and we demand payment, we will
Conditional Delivery. If checked, you agree that the following agreement regarding
securing financing ("Agreement") applies:
Down Payment. You also agree to pay or apply to the Cash Price, on or before the date of
this Contract, any cash, rebate and net trade-in value described in the Itemization of
Amount Financed.
You agree to make deferred down payments as set forth in your Payment Schedule.
Additional Charge. You agree to pay an additional charge of
that will be paid in cash. financed over
the term of the Contract.
$
Retail Installment Contract-OR Not for use in transactions secured by a dwelling. RSSIMVLFAZOR 10/10/2015
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% per year. You
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About
Printing Requirements
Reset
Show Field Borders
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Itemization of Amount Financed
a.
b.
c.
d.
e.
f.
g.
h.
i.
j.
k.
l.
m.
n.
o.
p.
q.
r.
s.
t.
u.
v.
w.
x.
y.
z.
aa.
Cash Price of Vehicle, etc. (incl. sales tax of
)$ $
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
Trade-in allowance
Less: Amount owing, paid to (includes k):
Net trade-in (b-c; if negative, enter $0 here and enter
the amount on line k)
Cash payment
Manufacturer's rebate
Deferred down payment
Other down payment (describe)
Down Payment (d+e+f+g+h)
Unpaid balance of Cash Price (a-i)
Service Contract, paid to:
Financed trade-in balance (see line d)
Paid to public officials, including filing fees
Insurance premiums paid to insurance company(ies)
To:
To:
To:
To:
To:
To:
To:
To:
To:
To:
Total Other Charges/Amts Paid (k thru x)
Prepaid Finance Charge
Amount Financed (j+y-z)
We may retain or receive a portion of any amounts paid to others.
[This area intentionally left blank.]
Insurance Disclosures
Credit Insurance. Credit life and credit disability (accident and health) are not required to
obtain credit and are not a factor in the credit decision. We will not provide them unless you
sign and agree to pay the additional premium. If you want such insurance, we will obtain it
for you (if you qualify for coverage). We are quoting below only the coverages you have
chosen to purchase.
Credit Life
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Single
Premium $ Term
Insured
Credit Disability
Single Joint None
Premium $ Term
Insured
Your signature below means you want (only) the insurance coverage(s) quoted above. If
"None" is checked, you have declined the coverage we offered.
Property Insurance. You must insure the Property. You may purchase or provide the
insurance through any insurance company reasonably acceptable to us. The collision
coverage deductible may not exceed $
insurance from or through us you will pay $
$
$
$
$
of coverage.
This premium is calculated as follows:
Deductible, Collision Cov.
Deductible, Comprehensive
$
$
Fire-Theft and Combined Additional Cov.
Liability insurance coverage for bodily injury and property damage
caused to others is not included in this Contract unless checked and
indicated.
Retail Installment Contract-OR Not for use in transactions secured by a dwelling. RSSIMVLFAZOR 10/10/2015
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By: DOB
By:
Joint
DOB
By: DOB
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None
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for
. If you get
Single-Interest Insurance. You must purchase single-interest insurance as part of
$ for
of coverage.
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this sale transaction. You may purchase the coverage from a company of your choice,
reasonably acceptable to us. If you buy the coverage from or through us, you will pay
Definitions. "Contract" refers to this Retail Installment Contract and Security Agreement.
The pronouns "you" and "your" refer to each Buyer signing this Contract, and any
guarantors, jointly and individually. The pronouns "we", "us" and "our" refer to the Seller
and any entity to which it may transfer this Contract. "Vehicle" means each motor vehicle
described in the Description of Property section. "Property" means the Vehicle and all other
property described in the Description of Property and Additional Protections sections.
Purchase of Property. You agree to purchase the Property from Seller, subject to the
terms and conditions of this Contract. Seller will not make any repairs or additions to the
Vehicle except as noted in the Description of Property section.
We do not intend to charge or collect, and you do not agree to pay, any finance charge or
fee that is more than the maximum amount permitted for this sale by state or federal law.
If you pay a finance charge or fee that exceeds that maximum amount, we will first apply
the excess amount to reduce the principal balance and, when the principal has been paid in
full, refund any remaining amount to you.
You understand and agree that some payments to third parties as a part of this Contract
may involve money retained by us or paid back to us as commissions or other remuneration.
You agree that the Property will not be used as a dwelling.
Governing Law and Interpretation. This Contract is governed by the law of Oregon and
applicable federal law and regulations.
Telephone Monitoring and Calling. You agree that we may from time to time monitor
and record telephone calls made or received by us or our agents regarding your account to
assure the quality of our service. In order for us to service the account or to collect any
amounts you may owe, and subject to applicable law, you agree that we may from time to
time make calls and send text messages to you using prerecorded/artificial voice messages
or through the use of an automatic dialing device at any telephone number you provide to
us in connection with your account, including a mobile telephone number that could result
in charges to you.
Default. You will be in default on this Contract if you fail to perform any obligation that you
have undertaken in this Contract (except as prohibited by law).
If you default, you agree to pay our reasonable costs for collecting amounts owing,
including court costs and fees for repossession, repair, storage and sale of the Property
securing this Contract. You also agree to pay reasonable attorneys' fees after default and
referral to an attorney not a salaried employee of ours.
If an event of default occurs as to any of you, we may exercise our remedies against any or
all of you.
We may pay taxes, assessments, or other liens or make repairs to the Property if you
have not done so. We are not required to do so. You will repay us that amount
immediately. That amount will earn finance charges from the date we pay it at the
post-maturity rate described in the Payment section until paid in full.
You agree that we may take possession of personal property left in or on the Property
securing this Contract and taken into possession as provided above. You may have a right to
recover that property.
Additional Protections
You may buy any of the following voluntary protection plans. They are not required
to obtain credit, are not a factor in the credit decision, and are not a factor in the
terms of the credit or the related sale of the Vehicle. The voluntary protections will
not be provided unless you sign and agree to pay the additional cost.
Your signature below means that you want the described item and that you have received
and reviewed a copy of the contract(s) for the product(s). If no coverage or charge is given
for an item, you have declined any such coverage we offered.
Service Contract
Term
Price
Coverage
$
Gap Waiver or Gap Coverage
Additional Terms of the Sales Agreement
You have been given the opportunity to purchase the Property and described services for
the Cash Price or the Total Sale Price. The "Total Sale Price" is the total price of the
Property if you buy it over time.
General Terms. The Total Sale Price shown in the Truth-In-Lending Disclosure assumes
that all payments will be made as scheduled. The actual amount you will pay will be more
if you pay late and less if you pay early.
Term
Price
Coverage
By: Date
By: Date
By: Date
Term
Price
Coverage
$
$
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Prepayment. You may prepay this Contract in full or in part at any time without penalty.
Any partial prepayment will not excuse any later scheduled payments. If we get a refund of
any unearned insurance premiums that you paid, you agree that we may subtract the refund
from the amount you owe, unless otherwise provided by law.
Returned Payment Charge. If you make any payment required by this Contract that is
returned or dishonored, you agree to pay a fee of $35.00.
If any section or provision of this Contract is not enforceable, the other terms will remain
part of this Contract. You authorize us to correct any clerical error or omissions in this
Contract or in any related document.
Name and Location. Your name and address set forth in this Contract are your exact legal
name and your principal residence. You will provide us with at least 30 days notice before
you change your name or principal residence.
Remedies. If you are in default on this Contract, we have all of the remedies provided by
law and this Contract. Those remedies include:
}
We may require you to immediately pay us, subject to any refund required by law,
the remaining unpaid balance of the amount financed, finance charges and all other
agreed charges.
}
}
We may require you to make the Property available to us at a place we designate
that is reasonably convenient to you and us.
}
We may immediately take possession of the Property by legal process or self-help,
but in doing so we may not breach the peace or unlawfully enter onto your premises.
}
We may then sell the Property and apply what we receive as provided by law to our
reasonable expenses and then toward what you owe us.
}
Except when prohibited by law, we may sue you for additional amounts if the
proceeds of a sale do not pay all of the amounts you owe us.
By choosing any one or more of these remedies, we do not give up our right to later use
another remedy. By deciding not to use any remedy, we do not give up our right to consider
the event a default if it happens again.
You agree that if any notice is required to be given to you of an intended sale or transfer of
the Property, notice is reasonable if mailed to your last known address, as reflected in our
records, at least 10 days before the date of the intended sale or transfer (or such other
period of time as is required by law).
Retail Installment Contract-OR Not for use in transactions secured by a dwelling. RSSIMVLFAZOR 10/10/2015
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If you fail to obtain or maintain this insurance, or name us as loss payee, we may obtain
insurance to protect our interest in the Property. This insurance may be written by a
company other than one you would choose. It may be written at a rate higher than a rate
you could obtain if you purchased the property insurance required by this Contract. We will
add the premium for this insurance to the amount you owe us. Any amount we pay will be
due immediately. This amount will earn finance charges from the date paid at the rate
described in the Payment section until paid in full.
WARNING.Unless you provide us with evidence of the insurance
coverage as required by this Contract, we may purchase insurance at
your expense to protect our interest. This insurance may, but need
not, also protect your interest. If the collateral becomes damaged, the
coverage we purchase may not pay any claim you make or any claim
made against you. You may later cancel this coverage by providing
evidence that you have obtained property coverage elsewhere. You
are responsible for the cost of any insurance purchased by us. The
cost of this insurance may be added to this Contract. If the cost is
added to this Contract, the rate described in the Payment section of
this Contract will apply to this added amount. The effective date of
coverage may be the date your prior coverage lapsed or the date you
failed to provide proof of coverage. The coverage we purchase may
be considerably more expensive than insurance you can obtain on
your own and may not satisfy any need for property damage
coverage or any mandatory liability insurance requirements imposed
by applicable law. If the Vehicle is lost or damaged, you agree that we
may use any insurance settlement to reduce what you owe or repair
the Vehicle.
If the Property has an electronic tracking device, you agree that we may use the device to
find the vehicle.
Obligations Independent. Each person who signs this Contract agrees to pay this
Contract according to its terms. This means the following:
}
You must pay this Contract even if someone else has also signed it.
}
We may release any co-buyer or guarantor and you will still be obligated to pay this
Contract.
}
We may release any security and you will still be obligated to pay this Contract.
}
If we give up any of our rights, it will not affect your duty to pay this Contract.
}
If we extend new credit or renew this Contract, it will not affect your duty to pay
this Contract.
Warranty. Warranty information is provided to you separately.
Security Agreement
Security. To secure your payment and performance under the terms of this Contract, you
give us a security interest in the Vehicle, all accessions, attachments, accessories, and
equipment placed in or on the Vehicle and in all other Property. You also assign to us and
give us a security interest in proceeds and premium refunds of any insurance and service
contracts purchased with this Contract.
Duties Toward Property. By giving us a security interest in the Property, you represent
and agree to the following:
}
You will defend our interests in the Property against claims made by anyone else. You
will keep our claim to the Property ahead of the claim of anyone else. You will not do
anything to change our interest in the Property.
}
You will keep the Property in your possession and in good condition and repair. You
will use the Property for its intended and lawful purposes.
}
You agree not to remove the Property from the U.S. without our prior written
consent.
}
You will not attempt to sell the Property, transfer any rights in the Property, or grant
another lien on the Property without our prior written consent.
}
You will pay all taxes and assessments on the Property as they become due.
}
You will notify us with reasonable promptness of any loss or damage to the Property.
}
You will provide us reasonable access to the Property for the purpose of inspection.
Our entry and inspection must be accomplished lawfully, and without breaching the
peace.
Agreement to Provide Insurance. You agree to provide property insurance on the
Property protecting against loss and physical damage and subject to a maximum deductible
amount indicated in the Insurance Disclosures section, or as we will otherwise require. You
will name us as loss payee on any such policy. Generally, the loss payee is the one to be
paid the policy benefits in case of loss or damage to the Property. In the event of loss or
damage to the Property, we may require additional security or assurances of payment
before we allow insurance proceeds to be used to repair or replace the Property. You agree
that if the insurance proceeds do not cover the amounts you still owe us, you will pay the
difference. You will keep the insurance in full force and effect until this Contract is paid in
full.
Gap Waiver or Gap Coverage. In the event of theft or damage to the Vehicle that results
in a total loss, there may be a gap between the amount due under the terms of the Contract
and the proceeds of your insurance settlement and deductibles. You are liable for this
difference. You have the option of purchasing Gap Waiver or Gap Coverage to cover the gap
liability, subject to any conditions and exclusions in the Gap Waiver or Gap Coverage
agreements.
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Arbitration Provision
PLEASE READ CAREFULLY! By agreeing to this Arbitration
Provision you are giving up your right to go to court for claims
and disputes arising from this Contract:
EITHER YOU OR WE MAY CHOOSE TO HAVE ANY DISPUTE
BETWEEN YOU AND US DECIDED BY ARBITRATION, AND
NOT BY A COURT OR BY JURY TRIAL.
YOU GIVE UP ANY RIGHT THAT YOU MAY HAVE TO
PARTICIPATE AS A CLASS REPRESENTATIVE OR CLASS
MEMBER IN ANY CLASS ACTION OR CLASS ARBITRATION
AGAINST US IF A DISPUTE IS ARBITRATED.
}
}
IN ARBITRATION, DISCOVERY AND RIGHTS TO APPEAL
ARE GENERALLY MORE LIMITED THAN IN A JUDICIAL
PROCEEDING, AND OTHER RIGHTS THAT YOU WOULD
HAVE IN COURT MAY NOT BE AVAILABLE.
}
You or we (including any assignee) may elect to resolve any Claim by neutral, binding
arbitration and not by a court action. "Claim" means any claim, dispute or controversy
between you and us or our employees, agents, successors, assigns or affiliates arising from
or relating to: 1. the credit application; 2. the purchase of the Property; 3. the condition of
the Property; 4. this Contract; 5. any insurance, maintenance, service or other contracts
you purchased in connection with this Contract; or 6. any related transaction, occurrence or
relationship. This includes any Claim based on common or constitutional law, contract, tort,
statute, regulation or other ground. To the extent allowed by law, the validity, scope and
interpretation of this Arbitration Provision are to be decided by neutral, binding arbitration.
If either party elects to resolve a Claim through arbitration, you and we agree that no trial
by jury or other judicial proceeding will take place. Instead, the Claim will be arbitrated on
an individual basis and not on a class or representative basis.
The party electing arbitration may choose either of the following arbitration organizations
and its applicable rules, provided it is willing and able to handle the arbitration: American
Arbitration Association, 1633 Broadway, Floor 10, New York, NY 10019 (www.adr.org) or
JAMS, 1920 Main Street, Suite 300 Irvine, CA 92614 (www.jamsadr.com), or it may
choose any other reputable arbitration organization and its rules to conduct the arbitration,
subject to the other party's approval. The parties can get a copy of the organization's rules
by contacting it or visiting its website. If the chosen arbitration organization's rules conflict
with this Arbitration Provision, the terms of this Arbitration Provision will govern the Claim.
However, to address a conflict with the selected arbitration organization's rules, the parties
may agree to change the terms of this Arbitration Provision by written amendment signed
by the parties. If the parties are not able to find or agree upon an arbitration organization
that is willing and able to handle the arbitration, then the arbitrator will be selected
pursuant to 9 U.S. Code Sections 5 and 6.
The arbitration hearing will be conducted in the federal district where you reside unless you
and we otherwise agree. Or, if you and we agree, the arbitration hearing can be by
telephone or other electronic communication. The arbitration filing fee, arbitrator's
compensation and other arbitration costs will be paid in the amounts and by the parties
according to the rules of the chosen arbitration organization. Some arbitration organizations'
rules require us to pay most or all of these amounts. If the rules of the arbitration
organization do not specify how fees must be allocated, we will pay the filing fee,
arbitrator's compensation, and other arbitration costs up to $5,000, unless the law requires
us to pay more. Each party is responsible for the fees of its own attorneys, witnesses, and
any related costs, if any, that it incurs to prepare and present its Claim or response. In
limited circumstances, the arbitrator may have the authority to award payment of certain
NOTICE. ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT
IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE
DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR
SERVICES OBTAINED PURSUANT HERETO OR WITH THE
PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR
SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR
HEREUNDER.
By signing below you agree to give us a security interest in the Property described in the
Description of Property section. You also agree to the terms of this Contract except that
you will not be liable for the payments it requires. Your interest in the Property may be used
to satisfy the Buyer's obligation. You agree that we may renew, extend or change this
Contract, or release any party or Property without releasing you from this Contract. We
may take these steps without notice or demand upon you.
Notices
If you are buying a used vehicle: The information you see on the
window form for this vehicle is part of this contract. Information
on the window form overrides any contrary provisions in the
contract of sale.
Sí compra un vehículo usado: La información que ve adherida en la
ventanilla forma parte de éste contrato. La información contenida
en el formulario de la ventanilla prevalece por sobre toda otra
disposición en contrario incluida en el contrato de compraventa.
Third Party Agreement
In this section only, "you" means only the person signing this section.
(This section applies ONLY to a person who will have an ownership interest in the Property
but is NOT a Buyer obligated to pay this Contract ("Third Party Owner").)
You acknowledge receipt of a completed copy of this Contract.
Signature of Third Party Owner (NOT the Buyer)
DateBy:
[This area intentionally left blank.]
arbitration costs or fees to a party, but only if the law and arbitration organization rules
allow it.
An arbitrator must be a lawyer with at least ten (10) years of experience and familiar with
consumer credit law or a retired state or federal court judge. The arbitration will be by a
single arbitrator. In making an award, an arbitrator shall follow governing substantive law
and any applicable statute of limitations. The arbitrator will decide any dispute regarding
the arbitrability of a Claim. An arbitrator has the authority to order specific performance,
compensatory damages, punitive damages, and any other relief allowed by applicable law.
An arbitrator's authority to make awards is limited to awards to you or us alone. Claims
brought by you against us, or by us against you, may not be joined or consolidated in
arbitration with claims brought by or against someone other than you, unless agreed to in
writing by all parties. No arbitration award or decision will have any preclusive effect as to
issues or claims in any dispute with anyone who is not a named party to the arbitration.
You or we can do the following without giving up the right to require arbitration: seek
remedies in small claims court for Claims within the small claims court's jurisdiction, or
seek judicial provisional remedies. If a party does not exercise the right to elect arbitration
in connection with any particular Claim, that party still can require arbitration in connection
with any other Claim.
Any arbitration award shall be in writing, shall include a written reasoned opinion, and will
be final and binding subject only to any right to appeal under the Federal Arbitration Act
("FAA"), 9 U.S. Code Sections 1, et seq. Any court having jurisdiction can enforce a final
arbitration award. You and we agree that this Arbitration Provision is governed by the FAA
to the exclusion of any different or inconsistent state or local law.
This Arbitration Provision survives any (i) termination, payoff, assignment or transfer of this
Contract, (ii) any legal proceeding by you or us to collect a debt owed by the other, and (iii)
any bankruptcy proceeding in which you or we are the debtor. With but one exception, if
any part of this Arbitration Provision is deemed or found to be unenforceable for any reason,
the remainder of this Arbitration Provision will remain in full force and effect. The one
exception is that if a finding of partial unenforceability would allow arbitration to proceed
on a class-wide basis, then this Arbitration Provision will be unenforceable in its entirety.
PROCESS TO REJECT THIS ARBITRATION PROVISION. You may reconsider and reject
your approval of this Arbitration Provision by sending a written notice to the Assignee
(identified in the Assignment section) or if there is no Assignee, then to Seller. The notice
must be postmarked within 30 days of the date you signed this Contract. It simply needs to
state your decision to reject the Arbitration Provision in this Contract and include your
signature. It must also provide your name, Seller's name and the date of this Contract.
Rejecting this Arbitration Provision will NOT affect the terms under which we will
finance and sell the Property to you or any other terms of this Contract, except
that the Arbitration Provision will not apply.
CAUTION: It is important that you read this Arbitration Provision
thoroughly before you sign this Contract. By signing this
Contract, you acknowledge that you read, understand and agree
to this Arbitration Provision. If you do not understand this
Arbitration Provision, do not sign this Contract; instead ask your
lawyer. If you approve this Arbitration Provision, you have an
additional 30 days after signing to reconsider and reject your
approval, as described above. If you use that process to reject,
this Arbitration Provision will not be a part of this Contract, but
the rest of this Contract will still be binding and effective.
Retail Installment Contract-OR Not for use in transactions secured by a dwelling. RSSIMVLFAZOR 10/10/2015
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[This area intentionally left blank.]
NOTICE: The seller intends to sell this Contract to
(name and mailing address) which, if it buys the
Contract, will become the owner of the Contract and your creditor. After the sale of this
Contract, all questions concerning either the terms of the Contract or payments should be
directed to the buyer of the Contract at the address indicated above.
NOTICE TO THE BUYER. Do not sign this Contract before you
read it or if it contains any blank space, except that: (1) If
delivery of the motor vehicle or mobile home is to be made to you
after this Contract is signed, the serial number or other
identifying information and the due date of the first installment
may be filled in at the time of delivery; and (2) If the name of the
financing agency is not known at the time the Contract is
executed, the name of the financing agency may be inserted in
the Contract on or about the date the name of the financing
agency is known. You are entitled to a copy of this Contract. You
have the right to pay in advance the full amount due and if you
do so you may save a portion of the finance charge.
By signing below, you agree to the terms of this Contract. You
received a copy of this Contract and had a chance to read and
review it before you signed it.
RETAIL INSTALLMENT CONTRACT
Notice Regarding Assignment
The Annual Percentage Rate may be negotiable with the
Seller. The Seller may assign this Contract and retain its right
to receive a part of the Finance Charge.
Signatures
Entire Agreement. Your and our entire agreement is contained in this Contract. There
are no unwritten agreements regarding this Contract. Any change to this Contract must
be in writing and signed by you and us.
Seller
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By: Date
By: Date
By: Date
By:
By: Date
By: Date
By: Date
Date
Buyer
Seller
Electronic Signature Acknowledgment. You agree that (i) you viewed and read this
By: Date
entire Contract before signing it, (ii) you signed this Contract with one or more electronic
signatures, (iii) you intend to enter into this Contract and your electronic signature has the
same effect as your written ink signature, (iv) you received a paper copy of this Contract
after it was signed, and (v) the authoritative copy of this Contract shall reside in a
document management system held by Seller in the ordinary course of business. You
understand that Seller may transfer this Contract to another company in the electronic form
or as a paper version of that electronic form which would then become the authoritative
copy. Seller or that other company may enforce this Contract in the electronic form or as a
paper version of that electronic form. You may enforce the paper version of the Contract
copy that you received.
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the Assignee, phone
under the terms of a separate agreement made between the Seller and Assignee.
Assignment. This Contract and Security Agreement is assigned to
,
. This assignment is made
Signature Notices
This Assignment is made with recourse.
Arbitration Provision and Process to Remove
This Contract contains an Arbitration Provision that affects your rights. By signing
this Contract, you agree that either of us may request and require the other to resolve
disputes or claims through arbitration instead of a lawsuit. The Arbitration Provision
includes a process you can follow in the next 30 days if you reconsider and want to reject
the Arbitration Provision.
By initialing this section, you confirm that you read, understand and agree to the
Arbitration Provision in this Contract, including the process to reject it.
Buyer initials:
Acknowledgment for Electronic Signatures
