WHAT YOU NEED TO DO
Complete and return the enclosed documents, and provide the following additionally required
documents:
• Loan Application - including your email address, loan number and contact information
(enclosed)
• A check payable to Bank of America, N.A. for the $15 non-refundable credit report fee (one for
individual or married couple OR one for each unmarried borrower)
• Borrower(s) Authorization (enclosed)
• IRS Form 4506-T (enclosed)
• Identity Affidavit (enclosed)
• Relationship Letter (enclosed)
• Real Estate Purchase Contract OR Final Divorce Decree & Property Settlement Agreement (all
pages), if applicable
• Copies of your paystubs covering the most recent 30-day period
• Copies of your W-2s or 1099s for the most recent two years(2012 & 2011)
• Copies of your personal tax returns if self employed or paid commission (all pages &
schedules) for the most recent two years
• Copies of your business tax returns - if you have 25% or more ownership in a business
• Copies of your bank/asset statements covering the most recent full two month period to verify
sufficient funds for closing costs and six months of mortgage payments in reserves (all pages
are required); this document must include the name of the financial institution, name of the
account holder and the account number
• A copy of the most recent property tax statement for the property
• A copy of the Homeowner’s Insurance Declaration page for the property
• A copy of the Homeowner’s Association billing statement for the property (if applicable)
Please mail all documents to:
Qualified Assumptions
TX2-981-03-25
7105 Corporate Drive
Plano, TX 75082
If a completed loan application, a check for $15 (payable to Bank of America, N.A.) for the credit
report and the required documents are not included, processing of your assumption request
will be delayed or returned. Please don’t include original documents as they won’t be returned.
WHAT YOU CAN EXPECT
Upon receipt and review of your documentation, there may be additional items required. The actual
cost for the assumption process will be listed on the Good Faith Estimate and is collected prior to the
closing. Processing fees typically range from $562 to
$1062. Please allow 60 to 90 calendar days from
the date you return your initial assumption package for processing.
QUESTIONS?
We appreciate the opportunity to serve your home loan needs. If you have any questions, please call
us at 800-293-8157.
Important Information About Procedures For Applying For A Mortgage
To help the government fight funding of terrorism and money laundering activities, Federal law requires
all financial institutions to obtain, verify, and record information that identifies each person who opens a
mortgage account.
What this means for you: when you apply for a mortgage, we will ask for your name, address, date of
birth, and other information that will allow us to identify you. We may also ask to see your driver’s
license or other identifying documents.
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___________________________________________________________________________________________________________________________________________________________________
This application is designed to be completed by the applicant(s) with the Lender’s assistance. Applicants should complete this form as “Borrower” or “Co-Borrower,” as applicable. Co-Borrower
information must also be provided (and the appropriate box checked) when the income or assets of a person other than the Borrower (including the Borrower’s spouse) will be used as a basis for loan
qualification or the income or assets of the Borrower’s spouse or other person who has community property rights pursuant to state law will not be used as a basis for loan qualification, but his or her
liabilities must be considered because the spouse or other person has community property rights pursuant to applicable law and Borrower resides in a community property state, the security property is
located in a community property state, or the Borrower is relying on other property located in a community property state as a basis for repayment of the loan.
If this is an application for joint credit, B
o
rrower and Co-Borrower each agree that we intend to apply for joint credit (sign below):
_________________________________________ _________________________________________
Borrower Co-Borrower
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$SSOLHGIRU
VA Conventional Other (explain):
FHA USDA/Rural
Housing Service
Agency Case Number Lender Case Number
Amount
$
Interest Rate
%
No. of Months
$PRUWL]DWLRQ7\SH
Fixed Rate
GPM
Other (explain):
ARM (type):
,,3523(57<,1)250$7,21$1'385326(2)/2$1
No. of Units
Subject Property Address (street, city, state & ZIP)
Legal Description of Subject Property (attach description if necessary) Year Built
Purpose of Loan Purchase Construction Other (explain):
Refinance Construction-Permanent
Property will be:
Primary Residence Secondary Residence Investment
Complete this line if construction or construction-permanent loan.
Year Lot
Acquired
Original Cost
$
Amount Existing Liens
$
(a) Present Value of Lot
$
(b) Cost of Improvements
$
Total (a + b)
$
Complete this line if this is a refinance loan.
Year
Acquired
Original Cost
$
Amount Existing Liens
$
Purpose of Refinance Describe Improvements
Cost: $
ma
de to be made
Estate will be held in:
Fee Simple
Title will be held in what Name(s)
Manner in which Title will be held
Source of Down Payment, Settlement Charges, and/or Subordinate Financing (explain)
Leasehold
(show
expiration date)
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Borrower’s Name (include Jr. or Sr. if applicable)
Co-Borrower’s Name (include Jr. or Sr. if applicable)
Social Security Number Home Phone
(incl. area code)
DOB (mm/dd/yyyy) Yrs. School Social Security Number Home Phone
(incl. area code)
DOB (mm/dd/yyyy) Yrs. School
Dependents (not listed by Co-Borrower) Dependents (not listed by Borrower) Married Unmarried (include
Separated single, divorced, widowed)
no. ages
Marr
ied Unmarried (include
Separated single, divorced, widowed)
no. ages
Present Address (street, city, state, ZIP) Own Rent ____No. Yrs.
Present Address (street, city, state, ZIP) Own Rent ____No. Yrs.
Mailing Address, if different from Present Address
Mailing Address, if different from Present Address
If residing at present address for less than two years, complete the following:
Former Address (street, city, state, ZIP) Own Rent ____No. Yrs.
Former Address (street, city, state, ZIP) Own Rent ____No. Yrs.
%RUURZHU ,9(03/2<0(17,1)250$7,21 &R%RUURZHU
Yrs. on this job Yrs. on this job Name & Address of Employer Self Employed
Yrs. employed in this
line of work/profession
Name & Address of Employer Self Employed
Yrs. employed in this
line of work/profession
Position/Title/Type of Business
Business Phone (incl. area code) Position/Title/Type of Business
Business Phone (incl. area code)
If employed in current position for less than two years or if currently employed in more than one position, complete the following:
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Dates (from – to) Dates (from – to) Name & Address of Employer Self Employed
Monthly Income
$
Name & Address of Employer Self Employed
Monthly Income
$
Position/Title/Type of Business Business Phone
(incl. area code)
Position/Title/Type of Business Business Phone
(incl. area code)
Dates (from – to) Dates (from – to) Name & Address of Employer Self Employed
Monthly Income
$
Name & Address of Employer Self E
mployed
Monthly Income
$
Position/Title/Type of Business Business Phone
(incl. area code)
Position/Title/Type of Business Business Phone
(incl. area code)
90217+/<,1&20($1'&20%,1('+286,1*(;3(16(,1)250$7,21
*URVV
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Base Empl. Income* $ $ $ Rent $
Overtime First Mortgage (P&I) $
Bonuses Other Financing (P&I)
Commissions Hazard Insurance
Dividends/Interest Real Estate Taxes
Net Rental Income Mortgage Insurance
Homeowner Assn. Dues Other (before completing,
see the notice in “describe
other income,” below)
Other:
7RWDO
$ $ $
7RWDO
$ $
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'HVFULEH2WKHU,QFRPH Notice: $OLPRQ\FKLOGVXSSRUWRUVHSDUDWHPDLQWHQDQFHLQFRPHQHHGQRWEHUHYHDOHG
LIWKH%RUURZHU%RU&R%RUURZHU&GRHVQRWFKRRVHWRKDYHLWFRQVLGHUHG
IRUUHSD\LQJWKLVORDQ
B/C Monthly Amount
$
9,$66(76$1'/,$%,/,7,(6
This Statement and any applicable supporting schedules may be completed jointly by both married and unmarried Co-Borrowers if their assets and liabilities are sufficiently joined so that the Statement
can be meaningfully and fairly presented on a combined basis; otherwise, separate Statements and Schedules are required. If the Co-Borrower section was completed about a non-applicant spouse or other
person, this Statement and supporting schedules must be completed about that spouse or other person also.
Completed J
ointly Not Jointly
$66(76
Description
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0DUNHW9DOXH
Cash deposit toward
purchase held by:
$
/LDELOLWLHVDQG3OHGJHG$VVHWV List the creditor’s name, address, and account number for all outstanding debts, including
automobile loans, revolving charge accounts, real estate loans, alimony, child support, stock pledges, etc. Use
continuation sheet, if necessary. Indicate by (*) those liabilities, which will be satisfied upon sale of real estate owned or
upon refinancing of the subject property.
List checking and savings accounts below
/,$%,/,7,(6 0RQWKO\3D\PHQW
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8QSDLG%DODQFH
Name and address of Bank, S&L, or Credit Union Name and address of Company $ Payment/Months $
Acct. no. $
Acct. no.
Name and address of Bank, S&L, or Credit Union Name and address of Company $ Payment/Months $
Acct. no. $
Acct. no.
Name and address of Bank, S&L, or Credit Union Name and address of Company $ Payment/Months $
Acct. no. $
Acct. no.
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9,$66(76$1'/,$%,/,7,(6FRQW¶G
Name and address of Bank, S&L, or Credit Union Name and address of Company $ Payment/Months $
Acct. no. $
Acct. no.
Stocks & Bonds (Company name/
number & description)
$ Name and address of Company $ Payment/Months $
Acct. no.
$ Name and address of Company
$ Payment/Months
$
Life insurance net cash value
Face amount: $
6XEWRWDO/LTXLG$VVHWV
$
Real estate owned (enter market value
from schedule of real estate owned)
$
Vested interest in retirement fund $
Net worth of business(es) owned
(attach financial statement)
$
Acct. no.
$
Alimony/Child Support/Separate
Maintenance Payments Owed to:
$
Automobiles owned (make
and year)
$ Job-Related Expense (child care, union dues, etc.) $
Other Assets (itemize)
7RWDO0RQWKO\3D\PHQWV
$
7RWDO/LDELOLWLHVE
$
7RWDO$VVHWVD
$
Net Worth
(a minus b)
6FKHGXOHRI5HDO(VWDWH2ZQHG (If additional properties are owned, use continuation sheet.)
Property Address (enter S if sold, PS if pending sale or R
if rental being held for income)
Type of
Property
Present
Market Value
Amount
of Mortgages
& Liens
Gross
Rental Income
Mortgage
Paym
ents
Insurance,
Main
tenance,
Taxes & Misc.
Net Rental
Income
$ $ $ $
$ $
Totals $ $ $ $
$ $
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Alternate Name
Creditor Name Account Number
9,,'(7$,/62)75$16$&7,21 9,,,'(&/$5$7,216
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a. Purchase price $
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b. Alterations, improvements, repairs
a. Are there any outstanding judgments against you?
c. Land (if acquired separately)
b. Have you been declared bankrupt within the past 7 years?
d. Refinance (incl. debts to be paid off)
c. Have you had property foreclosed upon or given title
or deed in lieu thereof in the last 7 years?
e. Estimated prepaid items
d. Are you a party to a lawsuit?
f. Estimated closing costs
g. PMI, MIP, Funding Fee
h. Discount (if Borrower will pay)
i. Total costs (add items a through h)
e. Have you directly or indirectly been obligated on any
loan which resulted in foreclosure, transfer of title
in lieu of foreclosure, or judgment?
(This would include such loans as home mortgage loans, SBA loans, home
improvement loans, educational loans, manufactured (mobile) home loans, any
mortgage, financial obligation, bond, or loan guarantee. If “Yes,” provide
details, including date, name, and address of Lender, FHA or VA case number,
if any, and reasons for the action.)
IX. ACKNOWLEDGEMENT AND AGREEMENT
Each of the undersigned specifically represents to Lender and to Lender's actual or potential agents, brokers, processors, attorneys, insurers, servicers, successors and assigns and agrees and acknowledges
that: (1) the information provided in this application is true and correct as of the date set forth opposite my signature and that any intentional or negligent misrepresentation of this information contained in
this application may result in civil liability, including monetary damages, to any person who may suffer any loss due to reliance upon any misrepresentation that I have made on this application, and/or in
criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States Code, Sec. 1001, et seq.; (2) the loan requested pursuant to this application (the
"Loan") will be secured by a mortgage or deed of trust on the property described in this application; (3) the property will not be used for any illegal or prohibited purpose or use; (4) all statements made in
this application are made for the purpose of obtaining a residential mortgage loan; (5) the property will be occupied as indicated in this application; (6) the Lender, its servicers, successors or assigns may
retain the original and/or an electronic record of this application, whether or not the Loan is approved; (7) the Lender and its agents, brokers, insurers, servicers, successors, and assigns may continuously
rely on the information contained in the application, and I am obligated to amend and/or supplement the information provided in this application if any of the material facts that I have represented herein
should change prior to closing of the Loan; (8) in the event that my payments on the Loan become delinquent, the Lender, its servicers, successors or assigns may, in addition to any other rights and
remedies that it may have relating to such delinquency, report my name and account information to one or more consumer reporting agencies; (9) ownership of the Loan and/or administration of the Loan
account may be transferred with such notice as may be required by law; (10) neither Lender nor its agents, brokers, insurers, servicers, successors or assigns has made any representation or warranty,
express or implied, to me regarding the property or the condition or value of the property; and (11) my transmission of this application as an "electronic record" containing my "electronic signature," as
those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or my facsimile transmission of this application containing a facsimile of my signature, shall be as
effective, enforceable and valid as if a paper version of this application were delivered containing my original written signature.
Acknowledgement
. Each of the undersigned hereby acknowledges that any owner of the Loan, its servicers, successors and assigns, may verify or reverify any information contained in this application or
obtain any information or data relating to the Loan, for any legitimate business purpose through any source, including a source named in this application or a consumer reporting agency.
Borrower’s Signature Date Co-Borrower’s Signature Date
XX
X. INFORMATION FOR GOVERNMENT MONITORING PURPOSES
The following information is requested by the Federal Government for certain types of loans related to a dwelling in order to monitor the lender's compliance with equal credit opportunity, fair housing
and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. The law provides that a lender may not discriminate either on the basis of this
information, or on whether you choose to furnish it. If you furnish the information, please provide both ethnicity and race. For race, you may check more than one designation. If you do not furnish
ethnicity, race, or sex, under Federal regulations, this lender is required to note the information on the basis of visual observation and surname if you have made this application in person. If you do not
wish to furnish the information, please check the box below. (Lender must review the above material to assure that the disclosures satisfy all requirements to which the lender is subject under applicable
state law for the particular type of loan applied for.)
BORROWER
I do not wish to furnish this information
CO-BORROWER
I do not wish to furnish this information
Ethnicity:
Hispanic or Latino
Not Hispanic or Latino
Ethnicity:
Hispanic or Latino
Not Hispanic or Latino
Race:
American Indian or Asian Black or African American
Race:
American Indian or Asian Black or African American
Alaska Native Alaska Native
Native Hawaiian or White Native Hawaiian or White
Other Pacific Islander Other Pacific Islander
Sex:
Female Male
Sex:
Female Male
To be Completed by Loan Originator:
T
his information was provided:
In a face-to-face interview
In a telephone interview
By the applicant and submitted by fax or mail
By the applicant and submitted via e-mail or the Internet
Loan Originator’s Signature
X
Date
Loan Originator’s Name (print or type) Loan Originator Identifier Loan Originator’s Phone Number (including area code)
Loan Origination Company’s Name
Loan Origination Company Identifier
Loan Origination Company’s Address
Freddie Mac Form 65 6/09 Page 4 of 5 Fannie Mae Form 1003 6/09
VII. DETAILS OF TRANSACTION VIII. DECLARATIONS
Borrower Co-Borrower
j. Subordinate financing
Yes No Yes No
If you answer “Yes” to any question a through I, please use
continuation sheet for explanation.
f. Are you presently delinquent or in default on any Federal
debt or any other loan, mortgage, financial obligation, bond,
or loan guarantee?
k. Borrower’s closing costs paid by
Seller
g. Are you obligated to pay alimony, child support, or
separate maintenance?
h. Is any part of the down payment borrowed?
l. Other Credits (explain)
i. Are you a co-maker or endorser on a note?
-------------------------------------------------------
m. Loan amount (exclude PMI, MIP,
Funding Fee financed)
j. Are you a U.S. citizen?
n. PMI, MIP, Funding Fee financed k. Are you a permanent resident alien?
o.
Loan amount
(add m & n)
l. Do you intend to occupy the property as your primary
residence?
If “Yes,” complete question m below.
p. Cash from/to Borrower
(subtract j, k, l & o from i)
m. Have you had an ownership interest in a property in the last
three years?
(1) What type of property did you own—principal residence
(PR), second home (SH), or investment property (IP)?
(2) How did you hold title to the home— by yourself (S),
jointly with your spouse or jointly with another person (O)?
)UHGGLH0DF)RUP 3DJHRI )DQQLH0DH)RUP
&217,18$7,216+((75(6,'(17,$//2$1$33/,&$7,21
Borrower: Agency Case Number:
Use this continuation sheet if you need more
space to complete the Residential Loan
Application. Mark %f or Borrower or &for
Co-Borrower.
Co-Borrower: Lender Case Number:
______________________________________________________________________________________________________________________________________________
I/We fully understand that it is a Federal crime punishable by fine or imprisonment, or both, to knowingly make any false statements concerning any of the above facts as applicable under the provisions
of Title 18, United States Code, Section 1001, et seq.
Borrower’s Signature
;
Date Co-Borrower’s Signature
;
Date
Form
4506-T
(Rev. January 2010)
Department of the Treasury
Internal Revenue Service
Request for Transcript of Tax Return
©
Request may be rejected if the form is incomplete or illegible.
OMB No. 1545-1872
Tip. Use Form 4506-T to order a transcript or other return information free of charge. See the product list below. You can also call 1-800-829-1040 to
order a transcript. If you need a copy of your return, use Form 4506, Request for Copy of Tax Return. There is a fee to get a copy of your return.
1a Name shown on tax return. If a joint return, enter the name shown first.
1b First social security number on tax return or
employer identification number (see instructions)
2a If a joint return, enter spouse’s name shown on tax return.
2b Second social security number if joint tax return
3 Current name, address (including apt., room, or suite no.), city, state, and ZIP code
4 Previous address shown on the last return filed if different from line 3
5 If the transcript or tax information is to be mailed to a third party (such as a mortgage company), enter the third party’s name, address,
and telephone number. The IRS has no control over what the third party does with the tax information.
Caution. If the transcript is being mailed to a third party, ensure that you have filled in line 6 and line 9 before signing. Sign and date the form once you
have filled in these lines. Completing these steps helps to protect your privacy.
6
Transcript requested. Enter the tax form number here (1040, 1065, 1120, etc.) and check the appropriate box below. Enter only one tax form
number per request.
©
a
Return Transcript, which includes most of the line items of a tax return as filed with the IRS. A tax return transcript does not reflect
changes made to the account after the return is processed. Transcripts are only available for the following returns: Form 1040 series,
Form 1065, Form 1120, Form 1120A, Form 1120H, Form 1120L, and Form 1120S. Return transcripts are available for the current year
and returns processed during the prior 3 processing years. Most requests will be processed within 10 business days . . . . . .
b
Account Transcript, which contains information on the financial status of the account, such as payments made on the account, penalty
assessments, and adjustments made by you or the IRS after the return was filed. Return information is limited to items such as tax liability
and estimated tax payments. Account transcripts are available for most returns. Most requests will be processed within 30 calendar days. .
c
Record of Account, which is a combination of line item information and later adjustments to the account. Available for current year and
3 prior tax years. Most requests will be processed within 30 calendar days . . . . . . . . . . . . . . . . . . .
7
Verification of Nonfiling, which is proof from the IRS that you did not file a return for the year. Current year requests are only available
after June 15th. There are no availability restrictions on prior year requests. Most requests will be processed within 10 business days . .
8
Form W-2, Form 1099 series, Form 1098 series, or Form 5498 series transcript. The IRS can provide a transcript that includes data from
these information returns. State or local information is not included with the Form W-2 information. The IRS may be able to provide this
transcript information for up to 10 years. Information for the current year is generally not available until the year after it is filed with the IRS.
For example, W-2 information for 2007, filed in 2008, will not be available from the IRS until 2009. If you need W-2 information for retirement
purposes, you should contact the Social Security Administration at 1-800-772-1213. Most requests will be processed within 45 days . . .
Caution. If you need a copy of Form W-2 or Form 1099, you should first contact the payer. To get a copy of the Form W-2 or Form 1099 filed
with your return, you must use Form 4506 and request a copy of your return, which includes all attachments.
9
Year or period requested. Enter the ending date of the year or period, using the mm/dd/yyyy format. If you are requesting more than four
years or periods, you must attach another Form 4506-T. For requests relating to quarterly tax returns, such as Form 941, you must enter
each quarter or tax period separately.
Signature of taxpayer(s). I declare that I am either the taxpayer whose name is shown on line 1a or 2a, or a person authorized to obtain the tax
information requested. If the request applies to a joint return, either husband or wife must sign. If signed by a corporate officer, partner, guardian, tax
matters partner, executor, receiver, administrator, trustee, or party other than the taxpayer, I certify that I have the authority to execute
Form 4506-T on behalf of the taxpayer. Note. For transcripts being sent to a third party, this form must be received within 120 days of signature date.
Telephone number of taxpayer on
line 1a or 2a
Sign
Here
©
Signature (see instructions)
Date
©
Title (if line 1a above is a corporation, partnership, estate, or trust)
©
Spouse’s signature
Date
For Privacy Act and Paperwork Reduction Act Notice, see page 2.
Cat. No. 37667N
Form 4506-T (Rev. 1-2010)
Form 4506-T (Rev. 1-2010)
Page 2
General Instructions
Purpose of form. Use Form 4506-T to
request tax return information. You can
also designate a third party to receive the
information. See line 5.
Tip. Use Form 4506, Request for Copy of
Tax Return, to request copies of tax
returns.
Where to file. Mail or fax Form 4506-T to
the address below for the state you lived in,
or the state your business was in, when
that return was filed. There are two address
charts: one for individual transcripts (Form
1040 series and Form W-2) and one for all
other transcripts.
If you are requesting more than one
transcript or other product and the chart
below shows two different RAIVS teams,
send your request to the team based on
the address of your most recent return.
Automated transcript request. You can
call 1-800-829-1040 to order a transcript
through the automated self-help system.
Follow prompts for “questions about your
tax account” to order a tax return
transcript.
Chart for individual
transcripts (Form 1040 series
and Form W-2)
If you filed an
individual return
and lived in:
Mail or fax to the
“Internal Revenue
Service” at:
Florida, Georgia,
North Carolina,
South Carolina
RAIVS Team
P.O. Box 47-421
Stop 91
Doraville, GA 30362
770-455-2335
Alabama, Kentucky,
Louisiana,
Mississippi,
Tennessee, Texas, a
foreign country, or
A.P.O. or F.P.O.
address
RAIVS Team
Stop 6716 AUSC
Austin, TX 73301
512-460-2272
Alaska, Arizona,
California, Colorado,
Hawaii, Idaho, Illinois,
Indiana, Iowa, Kansas,
Michigan, Minnesota,
Montana, Nebraska,
Nevada, New Mexico,
North Dakota,
Oklahoma, Oregon,
South Dakota, Utah,
Washington,
Wisconsin, Wyoming
RAIVS Team
Stop 37106
Fresno, CA 93888
559-456-5876
Arkansas,
Connecticut, Delaware,
District of Columbia,
Maine, Maryland,
Massachusetts,
Missouri, New
Hampshire, New
Jersey, New York,
Ohio, Pennsylvania,
Rhode Island, Vermont,
Virginia, West Virginia
RAIVS Team
Stop 6705 P-6
Kansas City, MO
64999
816-292-6102
Chart for all other transcripts
If you lived in
or your business
was in:
Mail or fax to the
“Internal Revenue
Service” at:
Alabama, Alaska,
Arizona, Arkansas,
California, Colorado,
Florida, Hawaii, Idaho,
Iowa, Kansas,
Louisiana, Minnesota,
Mississippi,
Missouri, Montana,
Nebraska, Nevada,
New Mexico,
North Dakota,
Oklahoma, Oregon,
South Dakota,
Tennessee, Texas,
Utah, Washington,
Wyoming, a foreign
country, or A.P.O. or
F.P.O. address
RAIVS Team
P.O. Box 9941
Mail Stop 6734
Ogden, UT 84409
801-620-6922
Connecticut,
Delaware, District of
Columbia, Georgia,
Illinois, Indiana,
Kentucky, Maine,
Maryland,
Massachusetts,
Michigan, New
Hampshire, New
Jersey, New York,
North Carolina,
Ohio, Pennsylvania,
Rhode Island, South
Carolina, Vermont,
Virginia, West Virginia,
Wisconsin
RAIVS Team
P.O. Box 145500
Stop 2800 F
Cincinnati, OH 45250
859-669-3592
Line 1b. Enter your employer identification
number (EIN) if your request relates to a
business return. Otherwise, enter the first
social security number (SSN) shown on the
return. For example, if you are requesting
Form 1040 that includes Schedule C
(Form 1040), enter your SSN.
Line 6. Enter only one tax form number per
request.
Signature and date. Form 4506-T must be
signed and dated by the taxpayer listed on
line 1a or 2a. If you completed line 5
requesting the information be sent to a
third party, the IRS must receive Form
4506-T within 120 days of the date signed
by the taxpayer or it will be rejected.
Individuals. Transcripts of jointly filed
tax returns may be furnished to either
spouse. Only one signature is required.
Sign Form 4506-T exactly as your name
appeared on the original return. If you
changed your name, also sign your current
name.
Corporations. Generally, Form 4506-T
can be signed by: (1) an officer having legal
authority to bind the corporation, (2) any
person designated by the board of
directors or other governing body, or (3)
any officer or employee on written request
by any principal officer and attested to by
the secretary or other officer.
Partnerships. Generally, Form 4506-T
can be signed by any person who was a
member of the partnership during any part
of the tax period requested on line 9.
All others. See Internal Revenue Code
section 6103(e) if the taxpayer has died, is
insolvent, is a dissolved corporation, or if a
trustee, guardian, executor, receiver, or
administrator is acting for the taxpayer.
Documentation. For entities other than
individuals, you must attach the
authorization document. For example, this
could be the letter from the principal officer
authorizing an employee of the corporation
or the Letters Testamentary authorizing an
individual to act for an estate.
Privacy Act and Paperwork Reduction
Act Notice. We ask for the information on
this form to establish your right to gain
access to the requested tax information
under the Internal Revenue Code. We
need this information to properly identify
the tax information and respond to your
request. You are not required to request
any transcript; if you do request a
transcript, sections 6103 and 6109 and
their regulations require you to provide this
information, including your SSN or EIN. If
you do not provide this information, we
may not be able to process your request.
Providing false or fraudulent information
may subject you to penalties.
Routine uses of this information include
giving it to the Department of Justice for
civil and criminal litigation, and cities,
states, and the District of Columbia for use
in administering their tax laws. We may
also disclose this information to other
countries under a tax treaty, to federal and
state agencies to enforce federal nontax
criminal laws, or to federal law enforcement
and intelligence agencies to combat
terrorism.
You are not required to provide the
information requested on a form that is
subject to the Paperwork Reduction Act
unless the form displays a valid OMB
control number. Books or records relating
to a form or its instructions must be
retained as long as their contents may
become material in the administration of
any Internal Revenue law. Generally, tax
returns and return information are
confidential, as required by section 6103.
The time needed to complete and file
Form 4506-T will vary depending on
individual circumstances. The estimated
average time is: Learning about the law
or the form, 10 min.; Preparing the form,
12 min.; and Copying, assembling, and
sending the form to the IRS, 20 min.
If you have comments concerning the
accuracy of these time estimates or
suggestions for making Form 4506-T
simpler, we would be happy to hear from
you. You can write to the Internal Revenue
Service, Tax Products Coordinating
Committee, SE:W:CAR:MP:T:T:SP, 1111
Constitution Ave. NW, IR-6526,
Washington, DC 20224. Do not send the
form to this address. Instead, see Where to
file on this page.
888-341-5000
888
-
341
-
5000
Bank of America N.A.
Page 1 of 1
Bank of America, N.A.
Qualified Assumption Dept.
7105 Corporate Dr.
MC TX2-981-03-25
Plano,TX 75024
RELATIONSHIP LETTER
Loan Number: _____________________
Borrower: _____________________
Seller(s) Name(s): ______________________
Seller(s) Phone Numbers: __________________________________
__________________________________
Seller(s) Forwarding Address: ___________________________________
___________________________________
This letter is to verify that I am aware that a Qualifying Assumption to allow removal of my name from the
above loan is in process.
I also state that (check the one that applies)
! I am currently married to the borrower.
! I have been married to the borrower.
! I have never been married to the borrower.
! I am a direct family member of the borrower - child(ren),parent(s),brother(s),or sister(s),
grandparent(s),or grandchild(ren).
My signature below acknowledges that I certify that the information given above is true and correct to the
best of my knowledge.
_______________________________________ _________________
Signature of Seller Date
_______________________________________ _________________
Signature of Seller Date
IDENTITY AFFIDAVIT
TO BE COMPLETED BY THE BORROWER
Before me, the undersigned Notary Public, personally came and appeared the undersigned Borrower,
who being duly sworn did depose and state the following:
1. My Full Legal Name Is
(First) (Middle) (Last) (Jr., Sr., etc.)
2. The address of my principal residence is
(Street Address)
(City) (State) (Zip)
3. My Date of Birth is ________________________________
(Month/Date/Year)
4. My taxpayer identification number is ___________________________.
5. The State and number of my driver’s license or identification card are
(State) (Number) (Date Issued) (Expiration Date)
6. Have you or any of your immediate family ever been elected, appointed or assumed any political
position in a national, state or provincial government. If Yes, describe the position
I swear under oath that the information provided in this Affidavit is true and correct to the best of my
knowledge. I consent to the transfer of the information contained in this Affidavit for the sole purposes of
verifying my identity and preventing fraud. I understand that this information will not be disclosed to any
party for any purpose.
WITNESS THE HAND AND SEAL OF THE UNDERSIGNED.
__________________________________________________
Borrower Signature:
State of __________________________
County of _________________________
Subscribed and sworn to (or affirmed) before me on this ___________day of __________________,
20______, by
___________________________________________, proved to me on the basis of satisfactory evidence
to be the person(s) who appeared before me.
_______________________________________ Seal
Notary Signature
