1
Annexure
LIST OF SERVICE CHARGES
(ALL SERVICE CHARGES ARE EXCLUSIVE OF GST EXCEPT CHARGES FOR ISSUANCE OF
IOIs/BCs /SMS CHARGES/CASH DEPOSIT THROUGH GRC WHERE CHARGES ARE
INCLUSIVE OF GST)
Description of Service Charge
Charges
1. Issue of Multi city Cheque books : Current Account (CA)
Current Account
Current Account (P- Segment)
First 50 cheque leaves free in a
financial year.
Thereafter ₹3/- + GST per cheque
leaf.
25 Leaf Cheque Book at ₹75/-
+GST.
50 Leaf Cheque Book at ₹150/-
+GST
Other Current Accounts
First 50 cheque leaves free in a
financial year.
Thereafter ₹3/- + GST per cheque
leaf.
25 Leaf Cheque Book at ₹75/-
+GST.
50 Leaf Cheque Book at ₹150/-
+GST
Current Account : Power Base
50 Cheque leaves free per month
Thereafter, ₹3/- + GST per Cheque
leaf
Current Account : Power Pack
1000 Cheque leaves free per
month
Thereafter, ₹3/- + GST per Cheque
leaf
Current Account : Power Gain
200 Cheque leaves free per month
Thereafter, ₹3/- + GST per Cheque
leaf
Regular Current Account
50 Cheque leaves free per month
Thereafter, ₹3/- + GST per Cheque
leaf
Gold Current Account
300 Cheque leaves free per month
Thereafter, ₹3/- + GST per Cheque
leaf
Diamond Current Account
700 Cheque leaves free per month
Thereafter, ₹3/- + GST per Cheque
leaf
Platinum Current Account
Unlimited free
Emergency Cheque Book
₹50/- + GST for 10 cheque leaves
2
or part thereof
Description of Service Charge
Charges
Issue of Multi city Cheque books : Savings Bank
For all Segments
Savings Bank
First 10 cheque leaves free in a
financial year.
Thereafter:
10 Leaf Cheque Book at ₹40/-
+GST.
25 Leaf Cheque Book at ₹75/-
+GST.
Emergency Cheque Book
₹50/- + GST for 10 cheque leaves
or part thereof
Senior Citizen
Free
Salary Package Accounts -
Irrespective of QAB
Free * (except for bulk
requirement)
*Bulk requirement is requisition of cheques exceeding 25 leaves at single instance, in a month.
Charges for bulk requirement @₹75/- + GST for 25 leaf Cheque Book.
2.Stop payment instruction
SB account, Current Account, Cash Credit Account
₹100/- + GST per instrument
maximum ₹500/- + GST per
instance
3.Charges per month for Non – Maintenance of Average Monthly Balance (AMB): Current Account
Current Accounts (For P- Segment)
(AMB - ₹10,000/-)
₹500/- +GST
For other Current Account (CA) Variant Products
Normal Current Accounts (AMB - ₹10,000/-)
Power POS (AMB - ₹5,000/-)
Power Base (AMB - ₹20,000/-)
Surabhi (AMB - ₹10,000/-)
Regular Current Account (AMB - ₹10,000/-)
₹500/- + GST
Power Pack (AMB-₹5,00,000/-)
₹2,500/- + GST
Power Gain (AMB-₹2,00,000/-)
₹1,500/- + GST
Power Jyoti (AMB - ₹50,000/-) (Collection a/c)
₹1,000/-+ GST
Gold Current Account (AMB - ₹1,00,000/-)
₹2,000/- +GST
Diamond Current Account (AMB - ₹5,00,000/-)
₹4,000/- + GST per month, if AMB
< ₹2,50,000/-)
₹2,000/- + GST per month, if AMB
>2,50,000/-
Platinum Current Account (AMB - ₹10,00,000/-)
₹8,000/- + GST per month, if AMB
< ₹5,00,000/-)
₹4,000/- + GST per month, if AMB
>5,00,000/-
3
Description of Service Charge
Charges
Charges per month for Non – Maintenance of Average Monthly Balance (AMB): Savings Bank Account
including Surabhi SB (Excluding All Salary Package Accounts, No Frill Accounts, Basic Savings Bank
Deposit, Small & PMJDY a/cs, Pehla Kadam and Pehli Udaan accounts, Minors upto the age group of 18,
Pensioners of all categories, Recipients of social security welfare benefits(Direct Benefits) , Students
upto the age of 21 years )
AMB of ₹3000/- at Metro & Urban Centre branches
Shortfall <=50%
₹10/- +GST
Shortfall >50 –75%
₹12/- +GST
Shortfall > 75%
₹15/- +GST
AMB of ₹2000/- at Semi-Urban Centre branches
Shortfall <=50%
₹7.50/- +GST
Shortfall >50 –75%
₹10/- + GST
Shortfall > 75%
₹12/-+GST
AMB of ₹1000/- at Rural Centre branches
Shortfall <=50%
₹5/- +GST
Shortfall >50 –75%
₹7.50-+GST
Shortfall > 75%
₹10/-+GST
RBI has permitted Banks to levy Minimum Balance Non-maintenance Charges, subject to compliance with
certain guidelines for a suitable slab structure for recovery of charges. Recovery of charges should not turn into
negative balance solely on account of levy of Service Charges.
4. Account Keeping Charges per annum
Current Account-SME / PB
₹550/-+ GST
Cash Credit/Overdraft-Limit exceeding ₹25000
Reimbursement Current Account
Free
5. Personal & Agricultural segment Gold Loan Safe Keeping Charge
To be charged 30 days after the expiry of the prescribed tenure of gold
Loan in Per segment (Currently 36 months)
₹100 /- + GST per Month
To be charged 30 days after the expiry of the prescribed tenure of gold
Loan in Agri segment (Currently 36 months) (Branch can waive the
charges if fresh loan is availed within 6 months of closure of account)
For accounts with Balance ₹0 to
₹500/- and ornaments left with the
Bank for more than 30 days :
₹1,000/- GST per quarter or part
thereof
Agricultural Segment Safe Keeping of title deeds
To be charged 30 days after the expiry of the prescribed tenure ( Branch
can waive the charges if fresh loan is availed within 6 months of closure of
account)
After 30 days of closure of loan
account ₹1,000/- + GST per quarter
or part thereof.
6. Statement of account: Current Account
Statement of account (First/original): Monthly
(For all segments)
Free
Duplicate statement (For all Segments) (waived for Power Pack and
Power Gain)
₹100/- + GST per page
(40 entries)
Duplicate Statement of accounts for Diamond and Platinum variant of All
Salary Package accounts
Free
7. Issue of Duplicate Passbook
First Passbook/Continuation of Passbook
Free
Duplicate passbook (for all segments)
₹100/- + GST for issue of duplicate
passbook.
₹50/- +GST per page (40 entries)
8. Transfer of accounts (Savings Bank and Current Account) for all
Segments per occasion (Transfer of Home Branch)
Free
4
Description of Service Charge
Charges
9. Account Closure Charges
Savings Bank Account (excluding Basic Savings Bank Deposits, Pradhan Mantri Jan Dhan Yojna &
Small Accounts opened under Financial Inclusion)
Upto 14 days of opening
Free
After 14 days upto 1 year of opening of account
₹500/- + GST
Beyond 1 year of opening of account
Free
Account closed on settlement of accounts of deceased depositors
Free
Closure of regular SB account by BSBD account holders
Free
Current Account
Upto 14 days of opening
Free
After 14 days upto 1 year of opening of account
₹1,000/-+ GST
After 1 year to 5 years of opening of account
₹500/- + GST
Beyond 5 years of opening of account
Free
10. Standing instruction(S.I.)
Setting of SI
(At Branch)
Free
₹50/-+ GST
Processing of SI
(At Branch)
Free
₹50/-+ GST
Failed S.I.
(in loan account)
₹250/-+ GST
11. Interest Certificate for all segments
Original
Free
Duplicate
₹150/-+ GST
12. Balance Certificate per instance for all segments
₹150/- plus GST
13. No dues certificate for all segments customers
Priority sector
Free
Others
₹100/-+GST
₹200/-+GST
14. Signature verification per instance for all segments
₹150/-+ GST
15. Solvency certificate
Non-commercial (per lakh)
₹300/-+ GST
Minimum ₹1200/-+ GST
Maximum ₹18000/-+ GST
Commercial (per lakh)
₹300/-+ GST
Minimum ₹1500/-+ GST
Maximum ₹25000/-+ GST
16. Photo attestation charges per instance for all segments
₹150/-+ GST
17. Record - Copy of the cheque per instance for all segments
₹150/-+ GST per cheque
18. Enquiries relating to old records (beyond 12 months old) per item
For all segments
₹200/-+ GST per item upto 2 years
and thereafter additional ₹100/-+
GST for every additional year for
each item
19. ATM card/ KIT returned by courier due to wrong address
₹100/-+ GST
20. Allowing operations through Power
of Attorney/Mandate
₹500/-+ GST for Individual
₹1000/-+ GST for Non-Individual
21. Postal charges
(a) Ordinary
Actual expenditure
(Minimum ₹20/- +GST)
(b) Registered Post/Speed Post/ Courier
Actual expenditure
(Minimum ₹50/- +GST)
5
Description of Service Charge
Charges
22. Collection of bills (inclusive of postage and out of pocket expenses)
Upto ₹10000/-
₹150/- + GST
Above ₹10000/-
₹500/+GST
23. Presentation of inland usance bills per instance
₹110/-+ GST
24 Collection of cheques under Speed Clearing System (inclusive of postage and out of pocket
expenses)
Upto and Including ₹1.00 lakh
Free (Savings Bank)
₹20/- + GST (Current Account)
Above ₹1.00 lakh (For all)
₹200/- + GST
25. Collection of Outstation Cheques (inclusive of postage and out of pocket expenses)
Upto ₹10,000/-
₹50/- + GST
Above₹10,000/-upto ₹1.00 lakh
₹100/- + GST
Above ₹1.00 lakh
₹200/- + GST
26. Cheque/bill deposited with us returned unpaid by others (Local/ Outstation)
Cheque/bill upto ₹1.00 lakh
₹150/- + GST
Cheque/bill above ₹1.00 lakh
₹250/- + GST
27. Cheque Returned Charges for Cheques drawn on us (for insufficient funds only)
For PB & TBU customers
₹500/- + GST, irrespective of the
amount
For SME Customers
₹500/- + GST (irrespective of the
amount) for first 3 cheque returns
(in one year).
₹1,000/- + GST from 4
th
cheque
return onwards (in one year)
Cheque returned charges for Cheques drawn on us (for technical
reasons) for all customers. (Not to be charged where customer is not at
fault as per RBI guidelines)
₹150/- + GST
28. Issue of Inter Office Instrument (Demand Drafts/ Bankers’ Cheque) for all customers-including online
(INB) requests.
Upto ₹5,000/-
₹25/- (incl. GST)
Above ₹5,000/- upto ₹10,000/-
₹50/- (incl. GST)
Above ₹10,000/- upto ₹1,00,000/-
₹5/- (incl. GST) per ₹1000/-
(Min.₹60/-incl.GST)
Above ₹1,00,000/-
₹4/-(incl. GST) per ₹1000/-
Min.₹600/-incl.GST
Max.₹2000/-incl. GST
No Cash Handling charges will be levied in addition to charges as above for issuance of IOI (Demand drafts/
Bankers’ cheque) in case of cash transaction.
Postage / Courier charges for delivery of IOIs (for online INB requests) will be charged extra at ₹50+GST.
Gold variant Current Account customers – 50 drafts free per month
Diamond and Platinum variant Current Account customers – Unlimited free draft
For All Salary Package accounts :
a) Charges waived for issue of Demand Draft to All Salary Package account holder from Branch, Alternate
Channels.
b) No restrictions on the number of free drafts and the amount, for issue of Draft.
c) The concessions will be available only if the amount is transferred from the Salary Account as per existing
norms.
d) Postage / Courier charges as applicable will be recovered.
Revalidation/Cancellation & issuance of duplicate IOI (Draft/Bankers’
Cheque) per instance
₹200/-+ GST
6
Description of Service Charge
Charges
29. NEFT/ RTGS CHARGES (through Net Banking/Mobile banking)(including YONO) @
NEFT Customer Transaction (through Net Banking / Mobile Banking) (Including YONO)@
Upto ₹10,000/-
NIL
Above ₹10,000/- and upto ₹1.00 lakh
Above ₹1.00 lakh and upto ₹2.00 lakh
Above ₹2.00 lakh
RTGS Customer Transactions (through Net Banking/mobile banking)(Including YONO)@
Transaction Slab
₹2.00 lakh to ₹5.00 lakh
NIL
Above ₹5.00 lakh
@The charges are applicable only to transactions originated and payable within India.
NEFT/ RTGS CHARGES (transactions at branches) *
NEFT Customer Transactions (Transactions at branches)
Upto ₹10,000/-
₹2/-+GST
Above ₹10,000/- and upto ₹1.00 lakh
₹4/-+GST
Above ₹1.00 lakh and upto ₹2.00 lakh
₹12/-+GST
Above ₹2.00 lakh
₹20/-+GST
RTGS Customer Transactions (transactions at branches)
Transaction at branches
₹2.00 lakh to ₹5.00 lakh
₹20/-+GST
Above ₹5.00 lakh
₹40/-+GST
*The charges are applicable only to transactions originated and payable within India.
NEFT/RTGS transaction charges waived for Current Account Variants : Gold, Diamond, Platinum
NEFT/ RTGS transaction charges for Salary Package Accounts :
a) Waived for Online / Branch channel for all variants of DSP, PMSP, ICGSP, CGSP, PSP, and RSP.
b) Waived for CSP/ SGSP/SUSP as under :
i. Through Online Channel: All variants
ii. Through Branch Channel: Waived only for Diamond and Platinum variants
30. Cash handling charges
30 a. Cash Deposit Transactions: Savings Bank (Including SURABHI Savings Bank account; Excluding
Financial Inclusion account)
No. of cash deposit transactions in a month
3 transactions free
Beyond 3 Transactions in a month (Excluding Alternate channel
transactions)
₹50/-+ GST
per Transaction
30 b. Cash Deposit Transactions: Current Account
Current Account (AMB ₹10,000/-)
Power POS (AMB ₹5,000/-+)
Power Base (AMB ₹20,000/-)
Surabhi CA (AMB ₹10,000/-)
Upto ₹25000/- per day : Free
Power Gain (AMB ₹2,00,000/-)
Free upto ₹15 lakh per month.
(Both Home and Non-Home)
Power Pack (AMB ₹5,00,000/-)
Free upto ₹60 lakh per month.
(Both Home and Non-Home)
Regular Current Account (AMB ₹10,000/-)
Free upto ₹5 lakh per month @
Gold Current Account (AMB ₹1,00,000/-)
Free upto ₹25 lakh per month @
Diamond Current Account (AMB ₹5,00,000/-)
Free upto ₹100 lakh per month @
Platinum Current Account (AMB ₹10,00,000/-)
Unlimited free
Cash Deposit Charges Beyond free limit
₹0.75 per ₹1,000/- + GST
Minimum ₹50/- + GST
Maximum ₹20,000/- + GST
Maximum Limit for deposit of cash at Non Home branch is ₹2 lakh per day. Thereafter, Branch Manager of Non-
home branch is vested with the powers to accept more cash.
@Inclusive of cash deposited in CDM, Recycler, GCC, Home & Non-Home)
Power Jyoti (MAB ₹50,000/-) (CGM of the Circle has the discretion to
reduce charges by Rs.20/- per transaction. No additional Cash Handling
Charges)
₹60/- + GST per transaction
*Service charges for Cash Deposit in Cash Credit Account are dealt with separately.
7
Description of Service Charge
Charges
30. c. Cash Deposit on Cash Points (Cash Deposit Machine – CDM & Cash Recyclers)-Anytime Channels
By Debit Card to Card Linked a/c
Free
Debit Card to Third Party A/c
₹22/- + GST
Cardless Transactions
₹22/- + GST
GRC
₹25/- (including GST)
SME insta Deposit/ Business Debit Card
₹.22/- + GST
31. Cash Withdrawals at Home & Non-Home Branch (Charges based on number of transactions) – Not
applicable to Small/No Frill Deposits
At Branch
Average Monthly Balance (AMB) in Savings Bank
Number of free cash withdrawals
per month
Upto ₹25,000/-
2
Above ₹25,000/- upto ₹50,000/-
10
Above ₹50,000/- upto ₹1,00,000/-
15
Above ₹1,00,000/-
Unlimited
Charges for transactions beyond the free limit (₹ per txn)
₹50/- + GST
Cash withdrawal limit at Non-Home Branches by the customer for self : SB ₹50,000/-, CA : ₹1,00,000/-
Through Internet/Mobile Banking
Average Monthly Balance (AMB) in Savings Bank
Number of free transactions per
month
Upto ₹25,000/-
Unlimited
Above ₹25,000/- upto ₹50,000/-
Above ₹50,000/- upto ₹1,00,000/-
Above ₹1,00,000/-
At ATM
Average Monthly Balance (AMB) in Savings Bank
Number of free transactions per month (Both
Financial and Non-financial)
Other Bank ATMs
Our Bank
ATM
In 6 Metro
Centres $
Other Centres
Upto ₹25,000/-
3
5
5
Above ₹25,000/- upto ₹50,000/-
3
5
Unlimited
Above ₹50,000/- upto ₹1,00,000/-
3
5
Above ₹1,00,000/-
Unlimited
Unlimited
Charges for financial transactions beyond the set limit
₹20/- + GST
₹10/- + GST
Charges for non-financial transactions beyond the set
limit
₹8/- + GST
₹5/- + GST
Transaction decline due to insufficient balance
₹20/- + GST
₹20/- + GST
One way inter-changeability allowed for branch transaction on ATM transactions. It means a customer will be
allowed maximum of 10 free debit transactions at 6 Metro centres at SBI ATMs and maximum 12 free debit
transactions at other centre ATMs (If no transaction at other Bank ATM and no transaction at the branch)
$ Namely, Mumbai, New Delhi, Chennai, Kolkatta, Bengaluru and Hyderabad
For All Salary Package accounts at all locations, irrespective of variants, Free, Unlimited number of transactions
at our ATMs, other Bank ATMs.
AT PoS – Cash withdrawals for State Bank Debit cards (On-Us
transactions)
1% of the transaction value subject
to a maximum of ₹5/- per
transaction
32. National Automated Clearing House (NACH) Mandate (including ‘E’ mandate)
One time Mandate Authorisation Charges per mandate
₹50/- + GST
Failed Mandate
₹250/- +GST
8
Description of Service Charge
Charges
33. Safe Deposit Lockers: Annual Rent
SIZE
TYPE
Size A:125 x 175 x 492
SMALL
URBAN AND METRO :
₹1500+GST
RURAL AND SEMI URBAN
:₹1000+GST
Size B:159 x 210 x 492
Size:C:125X352X492
MEDIUM
URBAN AND METRO :
₹3000+GST
RURAL AND SEMI URBAN :
₹2000+GST
Size:D:189X263X492
Size:E:159x423x492
Size H1:325X210X492
Size:F:278X352X492
LARGE
URBAN AND METRO :
₹6000+GST
RURAL AND SEMI URBAN :
₹5000+GST
Size:G:189X529X492
Size:H:325x423x492
Size L:404X529X492
EXTRA LARGE
URBAN AND METRO :
₹9000+GST
RURAL AND SEMI URBAN :
₹7000+GST
Size:L1:385X529X492
For Salary Package Accounts: Platinum variant Accounts: 25% concession on locker Rent;
Diamond variant Accounts: 15% concession on Locker Rent.
One Time Locker Registration Charge
Small/ Medium: 500+GST
Large/Extra Large: 1000+GST
Breaking open of Locker:
Loss of Key or Non-Payment of Locker Rent
₹1000/- + GST *
*Plus actual expenditure incurred for breaking open the locker and changing the lock by manufacturers of
lockers.
Locker Visit Charges (All sizes):
12 visits free.
Thereafter: ₹100 /- + GST per visit
Locker rent overdue charge (All sizes)
1
st
Qtr -
10% *
2
nd
Qtr –
20% *
3
rd
Qtr –
30% *
1 Year –
40% *
*of the Annual rent to be recovered in addition to Locker Rent.
Overdue period is clarified as under:
Standing Instruction set up , for advance rental for the financial year 2019-20, recoverable on 01.04.2019:
Overdue charge @ 10%/20%/30%/40% of annual rent to be levied on 1
st
July, 2019/1
st
October, 2019/ 1
st
January, 2020/1
st
April,2020 respectively, if remaining unpaid till that date.
For more than 1 year
Locker to be broken Open
34. Safe deposit articles
Envelope / Packet (small)
₹300/- + GST per quarter
Large Packet : Max. dimension not to exceed 100 cms
(Length+Width+Height)
₹500/-+ GST per quarter
35. Safe Custody charges
Scrips ( for each scrip)
₹150/-+ GST per scrip. Min.₹300/-+
GST p.a. or part thereof.
9
Description of Service Charge
Charges
36. Cash Deposit/withdrawal at Business Correspondent (BC)
Cash withdrawal /Transfer (home branch) (Maximum ₹20000 /-
First Four withdrawals will be free in
a month. Thereafter, no transaction
to be allowed.
Cashwithdrawal using Debit card / AEPS-On-US(Issuer) (Max.upto
₹10,000/-)
SB account opening fee including enrollment
NIL
Tatkal Money Remittance for Non-home transactions(Deposit to Core by
cash/transfer)
1% of remitted amount. Minimum
₹10/- & Maximum ₹100/-
IMPS transaction
(Cash – Max. ₹5,000/-; Transfer Max ₹20,000/-)
1.25% of remitted amount,
Minimum ₹24/- & Maximum ₹100/-
37.Debit Card Issuance Charges
Classic /Silver/Global/Contactless Debit Card
Nil
Gold Debit Card
₹100/- + GST
Platinum Debit Card
₹300/- + GST
Debit Card issued to All Salary Package accounts
NIL
38.Debit Card Annual Maintenance Charges (Recovered at the beginning of the second year onwards)
Classic Debit Card
₹125/- + GST
Silver/Global/Contactless Debit Card
₹125/- + GST
Yuva /Gold / Combo Debit Card
₹175/- + GST
Platinum Debit Card
₹250/- + GST
Pride/Premium Business Debit Card
₹350/- + GST
My card (Image card)
₹175/- + GST
Signature
NIL
AMC on Debit Card issued to all Salary Package accounts
NIL
39.Debit Card Replacement Charges
₹300/- + GST
40.Duplicate PIN / Regeneration of PIN through Branch
₹50/- + GST
41.ATM/POS transaction technical declines attributable to customer
(i.e. lack of balance in account)
₹20/- + GST
42.International Transaction Charges
Balance enquiry at ATMs
₹25 /- + GST
ATM Cash withdrawal transactions
₹100/- min. + 3.5% of Txn. Amt. +
GST
Point of Sale (PoS) / eCom transactions
3% of transaction amount plus GST
43.State Bank Prepaid Cards
Foreign Travel Cards
Card Issuance Charges
₹100 + GST
Additional (Add-on) Card fee
₹100/- + GST
Reloading Charges
₹50 + GST
Replacement Card fee - VISA - incase of Lost/Stolen card (Postage
US$20/- extra or ₹50/- for deleivery within India)
USD2.00, Pounds 1.25, Euro 1.60,
CAD 2.00, AUD 2.00, JPY 160.00,
SAR 8.00, SGD 1.65
+ GST
Replacement Card fee - Master Card
Free
Cross Currency Charges
3% + GST
Charge back fee - VISA (However, if the customer's complaint is proved
right, the charges will be refunded)
USD2.00, Pounds 2.00, Euro 2.00,
CAD 2.00, AUD 2.00, JPY 200.00,
SAR 7.00, SGD 3.00
+ GST
Charge back fee - Master Card
NIL
Cash out/refund of unspent card balance - VISA
(i) If the balance in the card is
claimed after 3 months of expiry of
the card, the balance will be
refunded after deduction of
USD5/GBP5/Euro5/AUD5/CAD5/JP
Y500/SAR20/SGD6
(ii) If the balance in the card is
below USD5/ GBP5 /Euro5/ AUD5/
CAD5/ JPY500/ SAR20/ SGD6,
after the expiry of the card, the
same will be forfeited
10
Description of Service Charge
Charges
Cash out/refund of unspent card balance - Master Card
₹100/- + GST
ATM withdrawal fee VISA
USD1.75, Pounds 1.25, Euros 1.50,
CAD 1.75, AUD 2.00, JPY 175.00,
SAR 7.00, SGD 2.00 + GST
ATM withdrawal fee - Master Card (Some ATM operators and merchants
may charge a fee or set their own limits. Please confirm whether any fees
or limits apply, before making a withdrawal or purchase
USD 1.75, Pounds 1.25, Euros
1.50, SGD 2.00 + GST
Balance enquiry with ATMs - VISA
USD 0.50, Pounds 0.50, Euros
0.50, CAD 0.50, AUD 0.50, JPY
50.00, SAR 2.00, SGD 1.00 +
GST
Balance enquiry with ATMs - Master Card
Free ( A fee may be payable to the
ATM operator for balance enquries)
Physical statement of FTC - VISA (no charges for e-statement - on
request to prepaid@sbi.co.in)
USD 2.00, Pounds 1.25, Euros
1.60, CAD 2.00, AUD 2.00, JPY
160.00, SAR 8.00, SGD 1.65, +
GST excluding courier charges for
each such statement
Physical statement of FTC - Master Card
Only E-Statement, free of cost
Deduction on Expired Card / Inactivity Fee - VISA (will be deducted each
year on the expired card)
USD 5.00, Pounds 5.00, Euros
5.00, CAD 5.00, AUD 5.00, JPY
500.00, SAR 20.00, SGD 6.00 +
GST
Deduction on Expired Card / Inactivity Fee - Master Card (Monthly
inactivity fee - debited from your card if it has not been used for 12
months)
US$1.50 + GST
Rupee Prepaid Cards
Card Issuance Charges (Staff Achiever Cards are free from Service Charges)
eZ Pay Mag-Stripe
₹100 + GST
eZ Pay EMV - Chip
₹150 + GST
Achiever Mag-Stripe
₹100 + GST
Achiever EMV-Chip
₹150 + GST
Imprest Mag-Stripe
₹75/- + GST
Imprest EMV-Chip
₹150/- + GST
Default Gift Card Mag-stripe
₹100/- + GST
Image based Gift Card Mag-stripe
₹105/- + GST
Card Replacement Charges (Staff Achiever Cards are free from Service Charges)
eZ Pay Mag-Stripe
₹100 + GST
eZ Pay EMV - Chip
₹150 + GST
Achiever Mag-Stripe
₹100 + GST
Achiever EMV-Chip
₹150 + GST
Imprest Mag-Stripe
₹100/- + GST
Imprest EMV-Chip
₹150/- + GST
Default Gift Card Mag-Stripe
₹100/- + GST
Image based Gift Card Mag-Stripe
₹105/- + GST
Reloading Charges (If loaded through RINB/CINB – Nil charges) (Staff Achiever Cards are free from
Service Charges)
eZ Pay Mag-Stripe
₹10 + GST
eZ Pay EMV - Chip
₹10 + GST
Achiever Mag-Stripe
₹10 + GST
Achiever EMV-Chip
₹10 + GST
Imprest Mag-Stripe
₹10/- + GST
Imprest EMV-Chip
₹10/- + GST
11
Description of Service Charge
Charges
Cash Withdrawal from other bank ATM
eZ Pay Mag-Stripe
₹20 + GST
eZ Pay EMV - Chip
₹20 + GST
Imprest Mag-Stripe
₹20/- + GST
Imprest EMV-Chip
₹20/- + GST
Enquiry at other Bank ATM
eZ Pay Mag-Stripe
₹9 + GST
eZ Pay EMV - Chp
₹9 + GST
Achiever Mag-Stripe
₹9 + GST
Achiever EMV-Chip
₹9 + GST
Imprest Mag-Stripe
₹9/- + GST
Imprest EMV-Chip
₹9/- + GST
Default Gift Card Mag-Stripe
₹9/- + GST
Image based Gift Card mag-Stripe
₹9/- + GST
SBI Green Remit Card
Card Issuance
₹20/- + GST
Transaction Charges in Green Channel Counter (GCC)
As applicable for CBS transactions i.e.
₹50/- + GST
Transaction Charges in CDM
₹25/- including GST
44.IMPS Fund Transfer charges through INB/MB (Including YONO)
Upto ₹1,000/-
NIL
From ₹1,001/- to ₹10,000/-
From ₹10,001/- to ₹25,000/-
From ₹25,001/- to ₹1,00,000/-
From ₹1,00,001/- upto ₹2,00,000/-
IMPS Fund Transfer charges through Branch Channel
Upto ₹1,000/-
NIL
From ₹1,001/- to ₹10,000/-
₹2/- + GST
From ₹10,001/- to ₹25,000/-
₹4/- + GST
From ₹25,001/- to ₹1,00,000/-
₹4/- + GST
From ₹1,00,001/- upto ₹2,00,000/-
₹12/- + GST
45.Phone Banking Service Charges
Request for Account Statement,
Interest Certificate (Deposit/
Home Loan /Education Loan),
Information on TDS details
Physical delivery
₹44/- plus GST
Via email
NIL
Self-generation of ATM PIN through ATM/INB/Contact Centre
NIL
IRCTC Fee(on SBI Payment gateway)
₹10/- plus GST
46.SMS Alert charges per quarter from Debit Card holders who
maintain average quarterly balance of ₹25000/- & below during the
quarter.
(Waived for all Salary Package accounts, Current Account variants :
Regular, Gold, Diamond, Platinum)
₹12/- (incl. GST)
47.Service Charges for exchange of Soiled/Imperfect Notes
Upto 20 pieces and value upto ₹5,000/-
Nil
More than 20 pieces and / or value more than ₹5,000/-
More than 20 pieces
₹2/- per piece on entire tender + GST
Value above ₹5,000/-
₹2/- per piece or ₹5/- per 1000 + GST
whichever is higher on entire tender
@
@ For example 25 pieces of ₹500/- = value ₹12,500/- are tendered:
Charges ₹2/- per piece : ₹50/- + GST,
Charges @ ₹5/- per Rs.1000/- : ₹62.50 + GST
Amount to be charged will be ₹62.50 + GST
12
Description of Service Charge
Charges
48. Service Charges for Basic Savings Bank Deposit (BSBD) accounts #
Issue of Cheque book
One Cheque Book of 25 leaves will be
issued free to Senior Citizens and
differently abled person per year. For
other BSBD account holders, No
cheque book will be issued.
Issue of ATM Card
Only RuPay classic card will be issued
free of cost
Withdrawals
Four withdrawals in a month including
ATM withdrawals free of charges.
Beyond 4 withdrawals: No further
withdrawals
BSBD accountholders will be provided services as mandated by the RBI. No further services will be available to
BSBD account holders. In case of need, they may get their account converted to Normal Savings Bank account
with full services at applicable service charges.
49.UPI : BHIM SBI Pay
Peer to Peer transfer (P2P)
NIL
50.NRI Services : Portfolio Investment Scheme (PIS)
PIS Account opening Charges
₹500/- + GST
PIS Account Maintenance Charges (2
nd
year onwards)
₹900/- + GST
Brokerage Rate
0.25%
51.Doorstep Banking (DSB)
Non – financial transactions
₹60/- + GST
Financial
₹100/- + GST
52.TRUSTEESHIP BUSINESS
Revocation charges (Closure of account)
₹2,500/- + GST
Out of pocket expenses
Actuals
Annual Holding certificate
₹1,000/- per certificate + GST
Bank Statement charges
₹100/- + GST per statement (For 40
entries)
Safe Custody charges
₹300/- + GST per scrip Min ₹500/- +
GST p.a. or part thereof
Standing Instructions
₹100/- + GST for Intra & Inter bank