PRESENTING HDFC BANK
Inspired living. Ready for you.
MILLENNIA
CREDIT CARD.
A) What are the key features of the Millennia Credit Card?
B) What are the Welcome and Milestone benefits on the Millennia Credit Card?
C) How can a customer earn cashback on the Millennia Card?
1. Feature 1: Earn 5% cashback on spends done via PayZapp and SmartBuy
5% CashBack on shopping via &
2.5% CashBack on all online spends
1% CashBack on all offline spends and wallet reloads
*T&C apply. Please refer section D to know more
Launch offer of Rs. 1000 worth gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter (This is a first year
benefit only)
As a launch offer, the maximum CashBack that can be accrued on your spends/shopping via Payzapp and Smartbuy will be
Rs. 1000 per month for the first six months post issuance of the card
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You will receive a Welcome Benefit/Renewal Benefit of 1000 CashPoints (applicable only on payment of membership fee)
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Your first year’s membership fee will be waived off if you spend Rs. 30,000 and above in the first 90 days
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Your renewal membership fee will be waived off if you spend Rs. 1,00,000 and above in the first year
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Cashback will be capped at Rs 750 per month after 6 months
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Minimum transaction value to avail the CashBack is Rs 100
All Cashback benefits are also applicable on EasyEMI transactions
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First Year Membership Fee – Rs. 1000/- + Applicable Taxes,
Renewal Membership Fee – Rs. 1000/- + Applicable Taxes
Spend Rs. 1,00,000 in 12 Months and get Renewal Fee waived
for next renewal year.
D) How can a customer use the cashback earned?
2. Feature 2: Earn 2.5% cashback on Online Spends
3. Feature 3: Earn 1% cashback on Other spends
Earn cashback up to a maximum of Rs 750 per month on all online shopping/ spends done on other websites/apps.
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CashBack will be given in the form of CashPoints, which can be redeemed by the customer against the statement
balance (on request only)
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The redemption against the statement balance will be at the rate of 1 CashPoint = Re.1, and can be done via Net Banking login,
Phone Banking, or physical redemption form.
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CashPoints can also be used for redemption against travel benefits like Flight & Hotel bookings and Rewards Catalogue at the
SmartBuy Rewards Portal, at a value of 1 CashPoint = 0.30 (Rupee symbol)
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Unredeemed CashPoints will expire/lapse within 1 year of accumulation
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Earn 1% CashBack on offline spends, Wallet re-loads, point-of-sale spends and other swipes
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Maximum CashBack of Rs.750 per month (Not applicable on fuel transactions)
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Minimum transaction value to avail the cashback is Rs 2000
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All Cashback benefits are also applicable on EasyEMI transactions
E) What are the other benefits on the Millennia Credit Card?
• Experience the Good Food Trail Dining program at premium restaurants across top cities
1% Fuel Surcharge waived off on fuel transactions (Minimum transaction of Rs. 400, Maximum CashBack of
Rs. 250 per statement cycle)
1% Fuel Surcharge Waiver
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Exclusive Dining Privileges
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Complimentary MasterCard/Visa Lounge Access Program
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For Lounge visits within India, Millennia Primary Cardholders can avail 8 complimentary lounge access per calendar
year (twice in a quarter) through Millennia MasterCard/Visa Credit Card Lounge program.
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Swipe the Millennia Credit Card to avail the complimentary lounge access.
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A transaction of Rs. 2 will be charged to the Credit Card for the Lounge Access
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F) What are the Fees and Charges applicable on the Millennia Credit Card?
