act which in the opinion of the Company may be necessary or desirable to establish the title to the estate or
interest as insured. If the Company is prejudiced by the failure of the insured to furnish the required cooperation,
the Company's obligations to the insured under the policy shall terminate, including any liability or obligation to
defend, prosecute, or continue any litigation, with regard to the matter or matters requiring such cooperation.
(e) Notwithstanding Conditions and Stipulations Section 4(a-d), the Attorney General of the United
States shall have the sole right to authorize or to undertake the defense of any matter which would constitute a
claim under the policy, and the Company may not represent the insured without authorization. If the Attorney
General elects to defend at the Government's expense, the Company shall, upon request, cooperate and render
all reasonable assistance in the prosecution or defense of the proceeding and in prosecuting any related appeals.
If the Attorney General shall fail to authorize and permit the Company to defend, all liability of the Company with
respect to that claim shall terminate; provided, however, that if the Attorney General shall give the Company
timely notice of all proceedings and an opportunity to suggest defenses and actions as it shall recommend should
be taken, and the Attorney General shall present the defenses and take the actions of which the Company shall
advise the Attorney General in writing, the liability of the Company shall continue and, in any event, the Company
shall cooperate and render all reasonable assistance in the prosecution or defense of the claim and any related
appeals.
5. PROOF OF LOSS OR DAMAGE.
In addition to and after the notices required under Section 3 of these Conditions and Stipulations have
been provided the Company, a proof of loss or damage signed and sworn to by the insured claimant shall be
furnished to the Company within 90 days after the insured claimant shall ascertain the facts giving rise to the
loss or damage. The proof of loss or damage shall describe the defect in, or lien or encumbrance on the title, or
other matter insured against by this policy which constitutes the basis of loss or damage and shall state, to the
extent possible, the basis of calculating the amount of the loss or damage. If the Company is prejudiced by the
failure of the insured claimant to provide the required proof of loss or damage, the Company's obligations to the
insured under the policy shall terminate, including any liability or obligation to defend, prosecute, or continue any
litigation, with regard to the matter or matters requiring such proof of loss or damage.
In addition, the insured claimant may reasonably be required to submit to examination under oath by any
authorized representative of the Company and shall produce for examination, inspection and copying, at such
reasonable times and places as may be designated by any authorized representative of the Company, all
records, books, ledgers, checks, correspondence and memoranda, whether bearing a date before or after Date
of Policy, which reasonably pertain to the loss or damage. Further, if requested by any authorized representative
of the Company, the insured claimant shall grant its permission, in writing, for any authorized representative of
the Company to examine, inspect and copy all records, books, ledgers, checks, correspondence and
memoranda in the custody or control of a third party, which reasonably pertain to the loss or damage. All
information designated as confidential by the insured claimant provided to the Company pursuant to this Section
shall not be disclosed to others unless, in the reasonable judgment of the Company, it is necessary in the
administration of the claim. Unless prohibited by law or governmental regulation, failure of the insured claimant
to submit for examination under oath, produce other reasonably requested information or grant permission to
secure reasonably necessary information from third parties as required in this paragraph shall terminate any
liability of the Company under this policy as to that claim.
6. OPTIONS TO PAY OR OTHERWISE SETTLE CLAIMS; TERMINATION OF LIABILITY.
In case of a claim under this policy, the Company shall have the following additional options:
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