15
spouse and dependent children for the first 15 days of a trip if the insured person is age 64 or under, or for the first 3 days of a trip
if the insured person is age 65 or older. Dependent children must be under 21 years of age or under 25 years of age if a full-time
student, unless they have a permanent physical or mental impairment. TMI may not cover medical procedures performed without
pre-approval. TMI, Trip Cancellation and Trip Interruption Insurance may not cover certain pre-existing health/medical conditions.
Certain RSA coverages are “excess insurance” (all other sources of insurance and recovery must be exhausted before coverage is
available).
7
Access upon presentation of a valid and enrolled CIBC Aventura Visa Infinite Card, while available in most lounges within the
Program, is subject to availability.
8
You will save three cents ($0.03) per litre at the time of your purchase if you present your Journie Rewards card or app and use
your linked CIBC card to pay. Available at participating locations on any grade of gasoline or diesel up to 100 litres per transaction.
To get the discount, you must be enrolled in and use CIBC Online Banking or the CIBC Mobile Banking App to link your eligible
CIBC card(s) to Journie Rewards. Card linking may take up to two (2) business days. To participate in this offer, you must have a
CIBC debit card or personal credit card issued by CIBC. All Simplii cards are excluded. Please see cibc.com/journie for full program
terms and conditions.
Once your Journie Rewards account has reached three hundred (300) Journie Points, you will automatically save an additional
seven cents ($0.07) per litre on your next fuel purchase transaction made within 30 days, up to a maximum of 100 litres. Once
you pass 300 points, your balance will reset and start counting toward 300 points and your next seven cents ($0.07) fuel
discount. See journie.ca for more details.
9
Participating locations include select retail Pioneer, Fas Gas, Ultramar and Chevron branded gas stations in Canada. For a full list
of participating stations, visit journie.ca/destinations.
10
Discounts are determined by the participating rental agency and apply to time and kilometre/mileage charges or base rates only.
Visit cibc.com for further details.
11
Aventura Points are earned on card purchases less returns, and not on cash advances, CIBC Global Money Transfers, interest,
fees, balance transfers, payments, CIBC Convenience Cheques or Aventura Points redemptions. Aventura Rewards and Program
Terms may change without notice. Taxes, fees and other charges may apply to Rewards. Aventura Points earned on purchases
during a monthly statement period may not be credited to you if your card is not in good standing at any time during the monthly
statement period.
12
Earn 1.5 Aventura Points on purchases (less returns) at merchants classified in the credit card network as grocery stores, service
stations/automated gas dispensers , electric vehicle charging with a merchant category code of MCC 5552 or drug stores. This
bonus Aventura Points offer is only available on the first $80,000 in net annual card purchases on your account (meaning all card
purchases by all cardholders, at any type of merchant); after that, net card purchases at grocery, drug store, gas merchants and
merchants classified as electric vehicle charging with a merchant category code of MCC 5552 will earn Aventura Points at the
regular rate. The $80,000 limit will reset to zero after the day your December statement is printed. Terms, conditions and eligible
merchant categories may change without notice.
13
Bonus (double) Aventura Points are earned on each dollar charged to the card on CIBC Rewards Centre travel purchases other
than taxes, insurance, service charges or similar items. Aventura Points are not earned on travel obtained by redeeming Aventura
Points.
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Aventura Points can be redeemed for up to 100% of the cost of airfare as well as (if you have sufficient Aventura Points) for taxes
and other charges on airfare purchased through the CIBC Rewards Centre. You must book all flights through the CIBC Rewards
Centre. Some taxes and other charges may be collected locally/when you are travelling, and cannot be prepaid; please ask a CIBC
Rewards Centre Counsellor for specific details.
15
The Top-Up Purchase Option is only available for flights on the Aventura Flight Reward Chart found at cibcrewards.com.
At the time of booking, you may purchase up to 20% of the total Aventura Points required for your Aventura Airline Reward.
The Top-Up Purchase must be charged to your CIBC Aventura Visa Infinite Card, and does not earn Aventura Points.
16
Requested redemption amount must be equal to or less than the cardholder’s available Aventura Points balance. Aventura
Points to dollars conversion ratio is determined by CIBC and can be changed at any time without notice. Shopping with Points
redemptions are non-refundable, non-exchangeable and non-transferable unless you are advised otherwise. Only primary
cardholders are permitted to perform a Shopping with Points redemption. Authorized Users are not eligible. Shopping with
Points redemptions are eligible only for authorized transactions that are not posted to the card account. The redemption of your
Aventura Points will be treated as a payment to your account and not as a credit. Refer to the Consumer Cardholder Agreement to
learn how payments are applied to your account.
17
Only primary cardholders are permitted to perform a “Payment with Points” or “Financial Product with Points” redemption.
Authorized Users are not eligible. Redemptions are non-refundable, non-exchangeable and non-transferable unless you are
advised otherwise. Requested redemption amount must be equal to or less than the cardholder’s available points balance.
Points to dollars conversion ratio is determined by CIBC and can be changed at any time without notice. Payment with Points
redemption towards credit cards balances will be reflected within two business days. Using points towards outstanding
principal and CIBC financial products, including registered savings accounts and Investor’s Edge accounts, can be found at
https://www.cibc.com/en/personal-banking/ways-to-bank/ways-to-pay/payment-with-points.html.