Utah Code
Page 10
(a)
(i) Except as provided in Subsection (5)(b), the named insured may reject uninsured motorist
coverage by an express writing to the insurer that provides liability coverage under
Subsection 31A-22-302(1)(a).
(ii) This rejection shall be on a form provided by the insurer that includes a reasonable
explanation of the purpose of uninsured motorist coverage.
(iii) This rejection continues for that issuer of the liability coverage until the insured in writing
requests uninsured motorist coverage from that liability insurer.
(b)
(i) All persons, including governmental entities, that are engaged in the business of, or that
accept payment for, transporting natural persons by motor vehicle, and all school districts
that provide transportation services for their students, shall provide coverage for all motor
vehicles used for that purpose, by purchase of a policy of insurance or by self-insurance,
uninsured motorist coverage of at least $25,000 per person and $500,000 per accident.
(ii) This coverage is secondary to any other insurance covering an injured covered person.
(c) Uninsured motorist coverage:
(i) in order to avoid double recovery, does not cover any benefit under Title 34A, Chapter
2, Workers' Compensation Act, or Title 34A, Chapter 3, Utah Occupational Disease
Act, provided by the workers' compensation insurance carrier, uninsured employer, the
Uninsured Employers' Fund created in Section 34A-2-704, or the Employers' Reinsurance
Fund created in Section 34A-2-702, except that:
(A) the covered person is credited an amount described in Subsection 34A-2-106(5); and
(B) the benefits described in this Subsection (5)(c)(i) do not need to be paid before an
uninsured motorist claim may be pursued and resolved;
(ii) may not be subrogated by the workers' compensation insurance carrier, uninsured
employer, the Uninsured Employers' Fund created in Section 34A-2-704, or the Employers'
Reinsurance Fund created in Section 34A-2-702;
(iii) may not be reduced by any benefits provided by the workers' compensation insurance
carrier, uninsured employer, the Uninsured Employers' Fund created in Section 34A-2-704,
or the Employers' Reinsurance Fund created in Section 34A-2-702;
(iv) notwithstanding Subsection 31A-1-103(3)(f), may be reduced by health insurance
subrogation only after the covered person has been made whole;
(v) may not be collected for bodily injury or death sustained by a person:
(A) while committing a violation of Section 41-1a-1314;
(B) who, as a passenger in a vehicle, has knowledge that the vehicle is being operated in
violation of Section 41-1a-1314; or
(C) while committing a felony; and
(vi) notwithstanding Subsection (5)(c)(v), may be recovered:
(A) for a person under 18 years old who is injured within the scope of Subsection (5)(c)(v) but
limited to medical and funeral expenses; or
(B) by a law enforcement officer as defined in Section 53-13-103, who is injured within the
course and scope of the law enforcement officer's duties.
(d) As used in this Subsection (5), "motor vehicle" means the same as that term is defined in
Section 41-1a-102.
(6) When a covered person alleges that an uninsured motor vehicle under Subsection (2)(b)
proximately caused an accident without touching the covered person or the motor vehicle
occupied by the covered person, the covered person shall show the existence of the uninsured