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Combining Points, Rewards and other
special promotions
Unless specifically authorized by Us,
Points and Rewards may not be combined:
• With other discounts, special rates,
promotions or other reward programs
offered by Us
• With any other entity, including airline
frequent flier, hotel frequent guest or
other travel-related or membership
reward charge, or credit card program
Program administration
• Bank of America, N.A. manages the
Cash Rewards portion of the Program.
• Bank of America, N.A. is the exclusive
issuer and administrator of the Program.
• An independent third party manages the
gift card and certificate Rewards portions
of the Program.
• An independent third-party travel agency
manages the travel portion of the Program.
• Registered seller of travel numbers for
Expedia are: California registration number:
2029030-50, Florida registration number:
ST-31901, Hawaii registration number:
TAR-5461, Iowa registration number: 601,
Nevada registration number: 2002-0758,
Washington registration number:
601975803. Registration as a seller of
travel in California does not constitute the
state’s approval.
General liability
The Card is separate and distinct from
any accounts you may have with
Bank of America and its affiliates.
Approval of this Card account does not mean
that any other account will be established for
you.
You agree to release Bank of America, N.A.
and any of its affiliates from all liability,
including:
• Any injury, accident, loss, claim, expense or
damages you or anyone with you
experience when using any Reward. If at
all, the sole extent of any liability will not
exceed the actual value of the Reward.
• Any claims, expenses and legal fees
arising from or related to any violation
of the Program Rules by you or anyone
using your Card account.
• Any typographical errors or omissions
in any Program-related document.
• The use of any personal or other
information you provide to any merchants
in connection with processing your Reward.
• Delayed or lost correspondence sent by
U.S. mail or any other form of delivery,
including email.
• Any error, omission, interruption, deletion,
defect, delay, theft, destruction, or
unauthorized access to, or alteration of,
Points you earn or redeem.
Third-party suppliers are independent
contractors; they aren’t employees of
Bank of America, N.A., Visa U.S.A., Inc.,
or any of their affiliates.
We do not endorse or guarantee any of the
goods, services or information provided by
the Program’s third-party suppliers.
You agree that to process your
transactions, the information you provide
will be disclosed to merchants and other
parties involved in your transaction.
Examples of such information include your
shipping address, Card number and billing
information.
Rewards may constitute taxable income
to you and you are responsible for any tax
liability that may arise from receiving
Rewards. You may be issued an Internal
Revenue Service Form 1099 (or other
appropriate form) that reflects the value of
Rewards. Please consult your tax advisor,
as neither We, nor Our affiliates, provide
tax advice.
All aspects of the Program are governed
by the laws of the State of North Carolina.
In states that don’t allow the disclaimer
of warranties or exclusion of liability,
the above limitations may not apply.
For information about Our rights and your
responsibilities regarding the online portion
of the Program, see the Terms of Use at
the Site.