Back to health. Back to work.
Back to productivity.
Aetna Short Term Disability (STD)
A smart way to help
maintain solid
productivity levels
Aetna Short Term Disability (STD)
policies emphasize early assistance and
individualized back-to-work plans to
help return your employees and your
company to healthy productivity levels.
Our clinical specialists can help your
employees return to health sooner, and
then get back to their jobs as soon as it’s
medically safe to do so.  is approach
can reduce the number of long-term
disability claims.
Plus, your employees receive accurate,
on-time payments thanks to our benefi ts
calculation and payment options.
Choose the services you
need — we’ll take care of
the rest
One size doesnt fi t all. We’ll work with
you to set up just the right STD services
for your organization.
A customized program that
suits your needs:
Senior nurse review with a clinical
approach and advice for sound,
consistent decisions about the length of
a disability
ree-point contact — we work with
the physician, the supervisor and the
company to develop an appropriate
modi ed return-to-work schedule
Smooth transitions to long-term
disability (LTD) management when
Aetna is your LTD insurance carrier
Initial intake and management of
workers’ compensation claims until
liability is determined for optimum
return-to-work results
On-demand access to eligibility and
absence information for accurate
updates and better workforce planning
Real-time noti cation to supervisors
(by e-mail) about absence requests and
certifi cations
24-hour access to Web-based,
industry-leading absence program
information
e tools you need to eff ectively
manage family and medical leave,
so you can stay in compliance with
federal and state regulations
Benefi ts to your employees:
Educated, knowledgeable sta to
answer employees’ questions
24-hour toll-free phone and/or
Web intake for easy claim fi ling
Flexible communication options:
e-mail, fax, U.S. mail and phone
Plus, if you are an Aetna medical
customer, we can off er your employees
easy integration of disability and
medical benefi ts. Integrating these
benefi ts can help reduce disability
durations and medical costs.
©2009 Aetna Inc.
26.03.137.1 B (5/09)
Disability insurance plans/policies are offered and/or underwritten by Aetna Life Insurance
Company (Aetna).
This material is for information only and is not an offer or invitation to contract. Disability insurance
plans/policies contain exclusions and limitations. Information is believed to be accurate as of the
production date; however, it is subject to change. For more information about Aetna plans, refer to
www.aetna.com.
Policy form numbers issued in Oklahoma include: GR-9/GR-9N and/or GR-29/GR-29N.